FHA VS Conventional loan programs in 2026 for Nacogdoches, Nacogdoches County, Texas

In 2026, the conventional loan limit for Nacogdoches in Nacogdoches county, TX, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

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Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial needs in TX.

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Loan Limits and Down Payment Requirements for 2026 in Nacogdoches, Nacogdoches, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 75962, 75961, 75964, 75965, 75963

Discover Conventional and FHA Loan Options in Nacogdoches, TX

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Select one of three starting paths to match with lenders and loan programs.

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Results for Lendersa USDA loan requests



  • Mutual of Omaha Mortgage
  • 17041 Lakeside Hills Plaza A, Omaha, NE, 68130

  • The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.

  • Union Pacific Streamliner Federal Credit Union
  • 1400 Douglas Street, MS 0040, Omaha, NE, 68179

  • Since our origin in 1937, the Union Pacific Streamliner Federal Credit Union has been serving our members, Union Pacific employees, and their families, with exceptional service and financial products.

    Union Pacific Streamliner Federal Credit Union focuses our energies on delivering the very best personal service to our members,

  • First National Bank of Omaha
  • 1620 Dodge Street, Omaha, NE, 68197

  • For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry.

    When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.

  • First Federal Savings and Loan Association of Valdosta
  • 411 N Patterson St, Valdosta, GA, 31601

  • First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.

  • Valdosta Teachers' Federal Credit Union
  • 102 E. Force Street, Valdosta, GA, 31601

  • The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.

  • Georgia Power Valdosta Federal Credit Union
  • 1707 Dow St, Valdosta, GA, 31601

  • Georgia Power Valdosta Federal Credit Union was granted a federal charter in March 1958 to serve the financial needs of the Georgia Power Company employees and their families across the southern tier of the state. It remained a single sponsored occupationally bonded credit union until 1995.

  • Woodmen Federal Credit Union
  • 1700 Farnam Street, Suite 1000, Omaha, NE, 68102

  • Woodmen Federal Credit Union has been open since 1934. The credit union has assets totaling $10.66 Million and provides banking services to more than 1, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Omaha Public Power District Employees Federal Credit Union
  • 444 S 16th Street, Omaha, NE, 68102

  • The Omaha Public Power District Employees Federal Credit Union (OPPD EFCU) was established in 1938 as a nonprofit financial cooperative for the employees of the Omaha Public Power District and their families. We are member owned and operated under the direction of an elected volunteer board made up of OPPD employees.
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