FHA VS Conventional loan programs in Nacogdoches, Nacogdoches County, Texas

In 2025, Convetional loan limit in Nacogdoches, county of Nacogdoches, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Nacogdoches, county of Nacogdoches, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 75962, 75961, 75964, 75965, 75963

Conventional and FHA loan options in Nacogdoches, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Red Crown Credit Union
  • 5001 E 91st Street, Tulsa, OK, 74137
  • Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.
  • Silo Mortgage LLC
  • 8801 South Yale Avenue, Suite 470, Tulsa, OK, 74137
  • "We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases"
  • Raystar Mortgage Group Inc
  • 9404 S Delaware Ave, Tulsa, OK, 74137
  • Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan
  • First Oklahoma Bank
  • 100 S Riverfront Dr, Jenks, OK, 74037
  • Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.
  • Gateway Mortgage Group
  • 244 South Gateway Place, Jenks, OK, 74037
  • Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.
  • Focus Federal Credit Union
  • 420 N.E. 10th Street, Oklahoma City, OK, 73104
  • In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
  • BlackRock Mortgage Company LLC
  • 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
  • BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.
  • Progressive Financial Services Corp
  • 424 NE 2nd Street, Oklahoma City, OK, 73104
  • The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.