FHA VS Conventional loan programs in Lumberton, Hardin County, Texas
In 2025, the conventional loan limit for a single-family home in Lumberton, which is in the county of Hardin, TX, is $726,200, whereas the FHA loan limit is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today’s best rates for Conventional, FHA, and USDA loans. This tool helps you learn about income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the right program in TX for your unique financial situation.
Understanding Loan Limits and Down Payment Requirements for 2025 in Lumberton, County of Hardin, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is valid for the following zip codes: 77657
Exploring Conventional and FHA Loan Opportunities in Lumberton, TX
At Lendersa®, our goal is to help you secure the best available Conventional, USDA, or FHA loan quickly and without any hassle. Select one of the three initial steps that lead to finding the right lenders and lending programs.
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