FHA VS Conventional loan programs in 2025 for Vidor, Orange County, Texas

For the year 2025, the established conventional loan cap for a single-family home in Vidor, located within Orange county, TX, is $726,200. Simultaneously, the FHA loan boundary is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to weigh the most favorable rates of the day among Conventional, FHA, and USDA offerings. Ascertain the income, credit score, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the best program tailored to your unique financial situation in TX.

See loan options from a wide array of 100 lenders

Comprehensive Loan Limits and Down Payment Details for 2025 in Vidor, County of Orange, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 77662, 77670

Exploring Conventional and FHA Loan Possibilities in Vidor, TX

The mission of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan options swiftly and without any cumbersome procedures. You can begin with one of three foundational approaches that lead you to appropriate lender matches and loan programs.

Outcomes of USDA loan requests and matching via Lendersa


  • Hughes Federal Credit Union
  • 971 W. Wetmore, Tucson, AZ, 85705
  • A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
  • Pima Federal Credit Union
  • 3730 N. Stone Ave, Tucson, AZ, 85705
  • Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
  • Heartland Credit Union - Minnesota
  • 5500 South Robert Trail, Inver Grove Heights, MN, 55077
  • Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
  • TruStone Financial Credit Union
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  • MOUNTAIN VALLEY BANK
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  • Central Wisconsin Credit Union
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  • Central Wisconsin Credit Union was created as the result of a merger between Consolidated Community Credit Union and Wisconsin River Credit Union. While the name, location and look of the credit union is relatively new, CWCU is endowed by a rich heritage, combining over 125 years
  • MLP Home Mortgage Inc.
  • 1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
  • At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Home Point Financial Corporation
  • 2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105
  • Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
  • Pendleton Community Bank
  • 128 North Main Street, Franklin, WV, 26807
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  • Cambria Mortgage
  • 6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
  • Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.