FHA VS Conventional loan in Mineral-Wells, Palo Pinto County, Texas

For 2025, the conventional loan limit in Mineral-Wells, situated in Palo Pinto County, TX, is set at $647,200, compared to an FHA limit of $420,680 for single-family homes.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side. This comparison helps you identify which program in TX suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Mineral-Wells, Palo Pinto, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 76088, 76067, 76068

Conventional and FHA Loan Options in Mineral-Wells, TX

Lendersa® aims to help you quickly and effortlessly obtain the best possible Conventional, USDA, or FHA loan. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


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