FHA VS Conventional loan programs in 2026 for Orange, Orange County, Texas
In 2026, the Conventional loan limit in Orange, located in the county of Orange, TX, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top Conventional, FHA, and USDA rates and determine the required income, credit score, reserves, and documentation for qualification. This advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating the selection of the most suitable program in TX for your financial circumstances.
Loan Limits and Downpayment Requirements for 2026 in Orange, Orange, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the following zip codes: 77630, 77632, 77631
Explore Conventional and FHA Loan Options in Orange, TX
Lendersa® aims to quickly connect you with the optimal Conventional, USDA, or FHA loan, without hassle. Select one of three starting options that link you with corresponding lenders and loan programs.
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