FHA VS Conventional loan programs in Port-Neches, Jefferson County, Texas

In 2025, Convetional loan limit in Port-Neches, county of Jefferson, TX is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Port-Neches, county of Jefferson, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 77651

Conventional and FHA loan options in Port-Neches, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Sunstate Realty & Mortgage
  • 1190 South US Highway, Suite 17-92, Longwood, FL, 32750
  • Ray Baksh As real estate brokers, we assist in finding the right homes for first-time home buyers, investment properties for investors. We also work with individuals and families that are looking to purchase 2nd homes or multi-family homes. We work with buyers, sellers & investors.
  • Signature Financial Inc
  • 1997 Longwood Lake Mary Rd, Longwood, FL, 32750
  • Signature Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Fidelity Mortgage Services, Inc
  • 240 Crown Oak Centre Drive, Longwood, FL, 32750
  • Fidelity Mortgage Services, Inc. has been in business in Central Florida since 1999. We are conveniently located at 434 and I-4 in Longwood. The company has developed a reputation for providing professional excellence and meeting each client's unique lending needs. Our goal is to continually surpass expectations
  • i3 Lending Inc.
  • 1900 Boothe Circle, Suite #100, Longwood, FL, 32750
  • i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
  • Progressive Capital Lending Group
  • 111 North Orange Ave, Suite 800, Orlando, FL, 32801
  • We’ll provide the commercial finance you need to expand your company and tap new markets thanks to our full suite of lending products designed to bring you success. Furthermore, your project will be overseen by a dedicated team of financial experts who have made us a nationally renowned leader in small business loans.
  • Firefighter Mortgages®
  • 189 S Orange Ave, Suite 970, Orlando, FL, 32801
  • As firefighters ourselves, it is our mission to provide unparalleled mortgage value and service to our brother and sister firefighters, first responders, law enforcement members, and service members in a safe and friendly environment with their best interests as our guide.and Understanding that everybody’s situation and objectives may be different
  • Unrivaled Rate LLC
  • 121 South Orange Avenue, 15th Floor, Suite 1500, Orlando, FL, 32801
  • At UnrivaledRate, where we specialize in residential mortgages. At UnrivaledRate, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • VIP Mortgage Group
  • 1511 East Robinson Street, Orlando, FL, 32801
  • "VIP Mortgage Group is a mortgage service provider based in Orlando, Florida. We’re dedicated to providing our customers with simple, fast and easy borrowing solutions at competitive rates with the highest level of expertise, honesty and integrity. Information is subject to change without notice."
  • My Home Mortgage Company
  • 618 East South Street, Suite 500, Orlando, FL, 32801
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • My Mortgage Funding LLC
  • 390 North Orange Ave, Suite 2311, Orlando, FL, 32801
  • We're a mortgage lender that offers various types of financing options including Conventional, FHA, VA, USDA, Commercial & Jumbo loans, Non-QM loans for people with credit issues...etc, Our goal is to eliminate all the hurdles to home ownership various types of financing options.
  • The Money Broker
  • 111 North Orange Ave, Suite 800, Orlando, FL, 32801
  • The Money Broker’s goal is to be transparent, available, & keep you informed throughout the process. The Money Broker is able to work with multiple lenders who carry all loan types to offer our clients the very best possibility for approval.We will review several lenders & speak to Account Executives to choose the lender that best suits your needs.
  • Tewes Mortgage
  • 100 W Lucerne Cir, Suite 502, Orlando, FL, 32801
  • Tewes Mortgage is a mortgage brokerage that shops for their clients' best loan scenario, guaranteeing the best product and interest rate available to them. We provide our clients with a one-stop shop for all property financing needs all the while giving service excellence throughout the entire process.