Explore the differences! FHA VS Conventional loan programs in West-Orange, Orange County, Texas

In 2026, the loan limit for a conventional loan in West-Orange, within Orange county of TX, is $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.

Lendersa® offers a Conventional loan calculator to compare the top rates today for Conventional, USDA, and FHA loans. Determine income, credit, reserves, and documentation needed to qualify. Our tool lets you evaluate Conforming Conventional loans, USDA, FHA, and VA side-by-side to choose the best program in TX for your financial situation.

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Loan limits and downpayment requirements for 2026 in West-Orange, Orange, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table applies to zip codes: 77630

Exploring Conventional and FHA Loan Options in West-Orange, TX

The goal at Lendersa® is to secure optimal Conventional, USDA, or FHA loans quickly and easily. Choose one of three starting options to find matching lenders and loan programs.

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West-Orange Lenders

  • First State Bank of Texas
  • 4039 Ih 10 East, Orange, TX, 77630
  • Lends in Texas
  • First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont

  • Sabine Federal Credit Union
  • 1939 Strickland Drive, Orange, TX, 77630
  • Lends in Texas
  • Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.

  • MCT Credit Union
  • 2736 Nall St, Port Neches, TX, 77651
  • Lends in Texas
  • MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured

  • Wellspring Credit Union
  • 150 E Roundbunch Road, Bridge City, TX, 77611
  • Lends in Texas
  • At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.

  • 5Point credit union
  • 3700 Skyline Drive, Nederland, TX, 77627
  • Lends in Texas
  • In 1935, 5Point was born as a credit union intended to support the men and women who worked for The Texas Company. What started as a small community endeavor with 57 members and $247 in total savings has grown in ways its founders could not have imagined. Today, 5Point is one of the largest independent not-for-profit financial institutions.

  • Port Arthur Community Federal Credit Union
  • 3100 Central Mall Drive, Port Arthur, TX, 77642
  • Lends in Texas
  • Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.

  • Cattell Mortgage
  • 350 Pine St, Suite 220, Beaumont, TX, 77702
  • Lends in Texas
  • At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.

  • Homestead Mortgage
  • 8155 Gladys Ave, Suite 100, Beaumont, TX, 77706
  • Lends in Texas
  • Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients