Explore the differences! FHA VS Conventional loan programs in Pasadena, Harris County, Texas

For the year 2026, the loan limit for Conventional mortgages in Pasadena, within Harris county, TX, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030. These figures are essential for both homebuyers and those considering refinancing options.

Use the Lendersa® Conventional loan calculator to evaluate and compare top rates today for Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, enabling you to determine the best program that fits your financial requirements in TX.

Explore loan offers from numerous lenders

2026 Loan Limits and Down Payment Requirements in Pasadena, Harris, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the corresponding zip codes: 77058, 77059, 77586, 77506, 77507, 77504, 77505, 77502, 77503, 77258, 77501, 77508

Conventional and FHA Loan Choices in Pasadena, TX

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you efficiently and without complexity. Begin by selecting one of three pathways, guiding you to matching lenders and loan options tailored to your needs.

Results for Lendersa USDA loan requests and matches


  • A Mortgage Boutique
  • 1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129
  • We believe financing a home shouldn’t be a painful, stressful process. It’s why AMB’s founders walked away from big mortgage corporations to build something smaller and better — right in our home community. Our staff has hundreds of years of combined experience in the mortgage business

  • FIRST COMMUNITY MORTGAGE GROUP, INC.
  • 275 Robert Rose Drive, Murfreesboro, TN, 37129
  • Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it’s been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things

  • Coffee County Bank
  • 2070 Hillsboro Blvd, Manchester, TN, 37355
  • Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.

  • Peoples Bank & Trust Company
  • 1203 Hillsboro Blvd, Manchester, TN, 37355
  • Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.

  • Stone Fort Mortgage
  • 101 W Main St, Suite B, Manchester, TN, 37355
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First United Mortgage, LLC
  • 5440 N Oak Trfwy, Suite 200, Kansas City, MO, 64118
  • First United Mortgage, L.L.C. is located in Kansas City, MO, United States and is part of the Activities Related to Credit Intermediation Industry. First United Mortgage, L.L.C. has 8 total employees across all of its locations and generates $2.31 million in sales (USD). (Employees and Sales figures are modelled).

  • National VA Loans
  • 6505 N. Prospect Ave, Suite 400, Gladstone, MO, 64119
  • National VA Loans is one of the fastest growing VA mortgage brands in the United States. We are a brand that developed out of a pure, honest desire to help servicemen and women be able to buy a home and build the life of their dreams within that home. We are here to help you utilize the VA Loan programs.

  • Western State Bank (Garden City)
  • 1500 E. Kansas Avenue, Garden City, KS, 67846
  • Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.