FHA VS Conventional loan programs in Pasadena, Harris County, Texas

For the year 2025, the loan limit for Conventional mortgages in Pasadena, within Harris county, TX, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030. These figures are essential for both homebuyers and those considering refinancing options.

Use the Lendersa® Conventional loan calculator to evaluate and compare top rates today for Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, enabling you to determine the best program that fits your financial requirements in TX.

Explore loan offers from numerous lenders

2025 Loan Limits and Down Payment Requirements in Pasadena, Harris, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the corresponding zip codes: 77058, 77059, 77586, 77506, 77507, 77504, 77505, 77502, 77503, 77258, 77501, 77508

Conventional and FHA Loan Choices in Pasadena, TX

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you efficiently and without complexity. Begin by selecting one of three pathways, guiding you to matching lenders and loan options tailored to your needs.

Results for Lendersa USDA loan requests and matches


  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • STELLAR Mortgage Corporation
  • 3455 Peachtree Road NE, 5th Floor, Atlanta, GA, 30326
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charmaine Roberts & Associates LLC
  • 3355 Lenox Road, Suite 1000, Snellville, GA, 30326
  • Charmaine Roberts & Associates LLC mortgage broker with over 18 years experience in the mortgage industry. I've partnered with multiple lenders that finance good credit and credit challenged borrowers. Getting approved for a home loan is a multi layered qualification process I'll guide you through.
  • EMG MORTGAGE
  • 3344 Peachtree Rd NE, Suite 2902, Atlanta, GA, 30326
  • EMG Mortgage is a division of Ellis Management Group LLC, a locally owned mortgage company established in 1996. The owner and President of the company, Mary Ellis, has been in the Lending Industry for almost 40 years. Our main office is located in Albany, GA with a branch office in Atlanta, GA.
  • POST CREEK MORTGAGE, LLC
  • 3348 Peachtree Rd NE, Suite 700, Atlanta, GA, 30326
  • Welcome to Post Creek Mortgage, where we specialize in residential mortgages. At Post Creek Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi
  • Yieldi
  • 1 Glenlake Pkwy Ste. 1050, Atlanta, GA, 30328
  • At Yieldi, our mission is to empower real estate investors with secure, asset-backed lending solutions that drive financial growth and stability. We simplify the investment process through our innovative marketplace, ensuring transparency, efficiency, and robust returns. By fostering strong partnerships with borrowers, brokers, and investors, we ar