In 2026, in Nassau-Bay, Harris County within TX, the conventional loan limit is established at $647,200, while the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents for qualification. This advanced mortgage tool lets you examine Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the best program in TX to fit your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table is relevant for the zip codes: 77058
The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and efficiently, without hassle. Begin by selecting one of three starting paths that guide you to matching lenders and loan programs.
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