FHA VS Conventional loan in Perryton, Ochiltree County, Texas

For 2026, the Conventional loan limit in Perryton, situated in Ochiltree county, TX, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate and compare current rates for Conventional versus FHA and USDA loans. You'll also be able to determine the income, creditworthiness, reserves, and necessary documentation to qualify. Using our advanced mortgage calculator, you can see a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program for your financial needs in TX.

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2026 Loan Limits and Down Payment Requirements in Perryton, Ochiltree County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These figures apply to ZIP codes: 79070

Options for Conventional and FHA Loans in Perryton, TX

The aim of Lendersa® is to provide you with hassle-free, rapid access to the best possible Conventional, USDA, or FHA loan options. Start by selecting one of three initial steps that help match you with appropriate lenders and loan programs.

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Perryton Lenders

  • Interstate Bank SSB
  • 301 S. Main, Perryton, TX, 79070
  • Lends in Texas
  • On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.

  • First National Bank
  • 729 West 7th Avenue, Spearman, TX, 79081
  • Lends in Texas
  • A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.

  • Amarillo National Bank
  • 410 S Taylor St, Amarillo, TX, 79101
  • Lends in Texas
  • Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.