FHA VS Conventional loan in Pflugerville, Travis County, Texas

For 2026, the Conventional loan ceiling in Pflugerville, within the county of Travis, TX, is $726,200. Meanwhile, for a single-family house, the FHA threshold is $571,550.

Leverage the Lendersa® Conventional loan calculator to assess today’s premier rates across Conventional, FHA, and USDA loans. Understand what income levels, credit history, reserves, and documents one would need to qualify. This comprehensive mortgage calculator allows you to evaluate Conforming Conventional loans, USDA, FHA, and VA loans side-by-side effortlessly. This enables a clear understanding of the best financing program tailored to your specific financial conditions in TX.

Evaluate loan offers from a network of 100 lenders

Discover 2026 loan limits and downpayment expectations in Pflugerville, located in Travis, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $386,400 0%
FHA $571,550 3.5%

These comparisons are relevant for the zip codes: 78660

Available options for Conventional and FHA loans in Pflugerville, TX

Lendersa® aims to secure the most suitable and beneficial Conventional, USDA, or FHA loans for you, efficiently and with ease. Embark on one of three pathways that result in corresponding lenders and loan programs to suit your needs.

Lendersa USDA loan request and matching results overview


Pflugerville Lenders

  • Eddie Fooshang Mortgage Team
  • 1490 Rusk Rd, Suite 401, Round Rock, TX, 78664
  • Lends in Texas
  • Eddie Fooshang is a Residential Mortgage Loan Originator. As a teen age boy in Egypt, he was fascinated with America through his favorite show “Walker Texas Ranger”. He dreamt of the day he would move to the USA, & specifically Texas to live the American Dream! His love for America and the American dream made him so passionate about home ownership.

  • Austin Mortgage Associates
  • 1717 N Mays St, Round Rock, TX, 78664
  • Lends in Texas
  • Austin Mortgage Associate are a full-service residential mortgage broker providing Texas Home Loans in Austin, Houston, San Antonio, and Dallas and Fort Worth metro areas. We have been serving the needs of the residential mortgage community since 2000. Our customers know us for competitive rates and consistent customer satisfaction

  • Celink
  • 101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728
  • Lends in Texas
  • Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.

  • Home Inspired Lending LLC
  • 5508 Sabbia Cove, Round Rock, TX, 78665
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • JNC Mortgage Company
  • 8105 Porto Cove, Round Rock, TX, 78665
  • Lends in Texas
  • JNC Mortgage is an incorporated full service mortgage company which has been providing home loans for first time buyers and growing families since 1998. At JNC Mortgage our residential mortgage experts specialize in helping you find the best loan available that fits your family's.

  • Greater Texas Credit Union
  • 6411 North Lamar Boulevard, Austin, TX, 78758
  • Lends in Texas
  • Greater Texas Credit Union is proud to have been voted a "Top Workplace"​ every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.

  • United Heritage Credit Union
  • 12208 N Mopac Expy, Austin, TX, 78758
  • Lends in Texas
  • Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.

  • Amplify Credit Union
  • 2800 Esperanza Crossing, Building 2, Austin, TX, 78758
  • Lends in Texas
  • Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.

  • 360 LENDING GROUP, LLC
  • 3100 Esperanza Crossing, Suite 6254, Austin, TX, 78758
  • Lends in Texas
  • 360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE