Explore the differences! FHA VS Conventional loan programs in Round-Rock, Williamson County, Texas
In 2026, the Conventional loan limit for properties in Round-Rock, within the county of Williamson, TX, is $647,200. On the other hand, the FHA loan limit for a single-family home amounts to $483,000. These limits are pivotal for both homebuyers and those looking to refinance, ensuring you're aware of your borrowing capacity and maintaining financial clarity.
Use the Lendersa® Conventional loan calculator today to examine the top rates available for Conventional, FHA, and USDA loans. This tool allows you to determine the income levels, credit, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, easily compare Conforming Conventional loans with USDA, FHA, and VA options side by side. This comparison helps you find the program in TX that best suits your personal financial situation.
2026 Loan Limits and Down Payment Requirements in Round-Rock, County of Williamson, TX
These loan limits provide essential guidance in planning and securing the best mortgage terms.
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$333,000
0%
FHA
$483,000
3.5%
This table applies to the following zip codes: 78681. It helps in understanding the local mortgage landscape and making informed financial decisions.
Conventional and FHA Loan Choices in Round-Rock, TX
Lendersa's primary goal is to facilitate your acquisition of the best possible Conventional, USDA, or FHA loan promptly and without hassle. Start by selecting from one of three pathways, each designed to lead you to suitable lenders and customized loan programs that meet your unique needs.
1303 West Industrial Boulevard, Round Rock, TX, 78681
Lends in Texas
As an experienced and skilled mortgage lending team, Curran Mortgage understands each transaction is different, as is every client’s home and individual needs. To offer the highest level of service from our clients' perspective — we seek to understand their immediate and long term financial goals.
10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717
Lends in Texas
The American Bank of Commerce first opened for business as Wolfforth State Bank on September 11, 1962 with James S. Moore as chairman of the board. In January 1963, Wolfforth State Bank moved from temporary facilities to its first home in downtown Wolfforth, Texas. Wolfforth State Bank changed its name to American Bank of Commerce
Tiffany is an experienced lending executive officer with a demonstrated history of working in the financial services industry since 1993. Skilled in Public Speaking, Hard Money Lending, Conventional, FHA, & VA Lending, Nonprofit Organizations, Marketing Management, Negotiation, Business Planning, Networking, and Coaching.
10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717
Lends in Texas
Infinity Mortgage Holding LLC is Founded in Austin Texas in 2016, Infinity Mortgage is built on a platform of service: to our clients, and to our team. Our strength lies in our communication, our relationships, and our execution and also Infinity Mortgage Holdings, LLC is committed to providing clients with the highest quality home loans.
Mark Monreal & Associates we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Larry Feingersh is a native Houstonian. One of Larry’s first jobs in the 70’s was working for the City of Bellaire picking up garbage. Larry has bought, sold, and managed residential real-estate properties since 1985. In 1995-96 Larry bought and flipped over 30 houses. Besides having built and managed his own commercial buildings since 1992.
13284 Pond Springs Rd, Suite 405, Austin, TX, 78729
Lends in Texas
AAXY LLC has 2 dba’s as AAXY Mortgage and Austin First Mortgage. It is a Texas licensed mortgage company whose mainly business is lending residential mortgage loans. It has a wide range of residential loan products including conventional loans, FHA, VA USDA and some NON-QM loan products.
10119 Lake Creek Pkwy Suite 202, Austin, TX, 78729
Lends in Texas
Stallion Funding is a private real estate finance company that specializes in providing real estate loans from $100,000 to $5 million.
Our capital is secured from the Stallion Texas Real Estate Fund, as well as a network of private lenders, enabling us to make quick decisions to fund real estate projects. The Stallion team understands real estat
101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728
Lends in Texas
Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.
