FHA VS Conventional loan programs in 2025 for Round-Rock, Williamson County, Texas

In 2025, the Conventional loan limit for properties in Round-Rock, within the county of Williamson, TX, is $647,200. On the other hand, the FHA loan limit for a single-family home amounts to $483,000. These limits are pivotal for both homebuyers and those looking to refinance, ensuring you're aware of your borrowing capacity and maintaining financial clarity.

Use the Lendersa® Conventional loan calculator today to examine the top rates available for Conventional, FHA, and USDA loans. This tool allows you to determine the income levels, credit, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, easily compare Conforming Conventional loans with USDA, FHA, and VA options side by side. This comparison helps you find the program in TX that best suits your personal financial situation.

Survey and compare a wide range of loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Round-Rock, County of Williamson, TX

These loan limits provide essential guidance in planning and securing the best mortgage terms.

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $333,000 0%
FHA $483,000 3.5%

This table applies to the following zip codes: 78681, 78664, 78665, 78682, 78683. It helps in understanding the local mortgage landscape and making informed financial decisions.

Conventional and FHA Loan Choices in Round-Rock, TX

Lendersa's primary goal is to facilitate your acquisition of the best possible Conventional, USDA, or FHA loan promptly and without hassle. Start by selecting from one of three pathways, each designed to lead you to suitable lenders and customized loan programs that meet your unique needs.

Results from Lendersa USDA loan requests and matching efforts


  • eMortgage Lending, Inc.
  • 4380 Bonita Rd, Bonita, CA, 91902
  • eMortgage Lending, Inc. has built a strong reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of California.We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending.
  • Chiropractic Federal Credit Union
  • 23617 Liberty Street, Farmington, MI, 48335
  • Chiropractic Federal Credit Union (CFCU) began as a federally chartered credit union in 1950, when a group of Chiropractors were having difficulty obtaining loans from other financial institutions in order to advance their practices. These Doctors decided to pool their resources and form a credit union that would provide them with savings programs,
  • Mortgage Options Funding
  • 27350 Valley Center Rd, Suite D, Valley Center, CA, 92082
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Your Darling Lender
  • 10444 Timberlane Way, Santee, CA, 92071
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Casa Financial Services, Inc
  • 9560 Cuyamaca Street, Suite 101, Santee, CA, 92071
  • Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.
  • Mavin Mortgage
  • 5360 Jackson Dr, Suite 200, La Mesa, CA, 91942
  • Mavin Mortgage specializes in creating customized mortgage plans and providing home loans for clients in San Diego, CA and all surrounding areas. We provide home financing programs, including VA, FHA and conventional loans. Call us today! Paul Johnson is the managing partner of this comapany. As a certified mortgage planner
  • Valley View Home Loans
  • 7171 Alvarado Road, Suite 203, La Mesa, CA, 91942
  • Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
  • Veterans National Mortgage Inc
  • 7484 University Avenue, Suite 220, La Mesa, CA, 91942
  • We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
  • DoverPhila Federal Credit Union
  • 129 Fillmore Avenue, Dover, OH, 44622
  • DoverPhila Federal Credit Union was established as a financial cooperative and is controlled by its members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs. Low cost auto loans, higher interest rates on certificates of deposit (CDs) and a vast array of products.