FHA VS Conventional loan programs in 2026 for Wells-Branch, Travis County, Texas

In 2026, the conventional loan cap in Wells-Branch, which is in Travis county, TX, is $647,200. Meanwhile, the FHA limit for a single-family home amounts to $483,000.

Utilize the Lendersa® calculator to evaluate today's best available rates for Conventional, FHA, and USDA loans, determining requirements for income, credit, reserves, and necessary documents. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in choosing the ideal program in TX fitting your unique financial situation.

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2026 Loan Limits and Down Payment Requirements in Wells-Branch, Travis County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $333,000 0%
FHA $483,000 3.5%

This comparison table applies to zip codes: 78728

Conventional and FHA Loan Opportunities in Wells-Branch, TX

Lendersa® strives to ensure you secure the best Conventional, USDA, or FHA loan promptly and easily. Choose from one of three starting points that match you with suitable lenders and loan programs efficiently.

Explore USDA loan requests and matching outcomes with Lendersa


Wells-Branch Lenders

  • Celink
  • 101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728
  • Lends in Texas
  • Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.

  • Mark Monreal & Associates
  • 13001 Debarr Drive, Austin, TX, 78729
  • Lends in Texas
  • Mark Monreal & Associates we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Larry The Lender
  • 13420 Lyndhurst St, Apt 301, Austin, TX, 78729
  • Lends in Texas
  • Larry Feingersh is a native Houstonian. One of Larry’s first jobs in the 70’s was working for the City of Bellaire picking up garbage. Larry has bought, sold, and managed residential real-estate properties since 1985. In 1995-96 Larry bought and flipped over 30 houses. Besides having built and managed his own commercial buildings since 1992.

  • AAXY Mortgage
  • 13284 Pond Springs Rd, Suite 405, Austin, TX, 78729
  • Lends in Texas
  • AAXY LLC has 2 dba’s as AAXY Mortgage and Austin First Mortgage. It is a Texas licensed mortgage company whose mainly business is lending residential mortgage loans. It has a wide range of residential loan products including conventional loans, FHA, VA USDA and some NON-QM loan products.

  • Stallion Funding, LLC
  • 10119 Lake Creek Pkwy Suite 202, Austin, TX, 78729
  • Lends in Texas
  • Stallion Funding is a private real estate finance company that specializes in providing real estate loans from $100,000 to $5 million.

    Our capital is secured from the Stallion Texas Real Estate Fund, as well as a network of private lenders, enabling us to make quick decisions to fund real estate projects. The Stallion team understands real estat

  • Greater Texas Credit Union
  • 6411 North Lamar Boulevard, Austin, TX, 78758
  • Lends in Texas
  • Greater Texas Credit Union is proud to have been voted a "Top Workplace"​ every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.

  • United Heritage Credit Union
  • 12208 N Mopac Expy, Austin, TX, 78758
  • Lends in Texas
  • Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.

  • Amplify Credit Union
  • 2800 Esperanza Crossing, Building 2, Austin, TX, 78758
  • Lends in Texas
  • Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.

  • 360 LENDING GROUP, LLC
  • 3100 Esperanza Crossing, Suite 6254, Austin, TX, 78758
  • Lends in Texas
  • 360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE