Explore the differences! FHA VS Conventional loan programs in Clute, Brazoria County, Texas

In 2025, Convetional loan limit in Clute, county of Brazoria, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Clute, county of Brazoria, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 77531

Conventional and FHA loan options in Clute, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lakehurst Naval Federal Credit Union
  • 60 Lansdowne Road, Lakehurst, NJ, 08733
  • Membership is easy and forever. If you would like to become a member of Lakehurst Naval Federal Credit Union, come in and complete a membership application card. Once you become a member, you can always remain a member. As our member, you are not just another customer ... you are part of our family!
  • Empower Lending Group
  • 16501 Ventura Blvd, Suite 400, Encino, CA, 91354
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Malibu Funding Inc
  • 6911 Topanga Canyon, Suite 206, Canoga Park, CA, 91303
  • At Malibu Funding, Inc. offers clients several different loan products from over 30 different lenders, including: FHA, Conventional, VA, Jumbo, VOE programs, ARMs, Purchase, Refinance and FHA Streamline loans. While getting a loan has become far more difficult than it has been duringthe past decade,
  • Blue Ocean Finance Company LLC
  • 22244 Haynes Street, Woodland Hills, CA, 91303
  • Blue Ocean Finance Company has delivered innovative and agile commercial development services to entrepreneurs seeking to expand their businesses in North America. Headquartered in Los Angeles, Blue Ocean leverages our trusted network of investors, lenders, dealers, brokers, and partners to meet our clients.
  • Private Money Specialists
  • 7049 Owensmouth Avenue, Suite 2, Canoga Park, CA, 91303
  • Private Money Specialists” isn’t a tagline. We have been in the real estate lending industry for over a decade. We have experience doing Fix & Flips, Tough 2nd liens, Ground up construction projects, tough purchases, and just a whole host of real estate lending that didn’t seem possible.
  • BDM Mortgage Services
  • 21601 Devonshire Street, #219, Chatsworth, CA, 91313
  • At BDM Mortgage Services our church loans are based primarily on the equity in the church’s real estate. Naturally other items are considered, such as income, but the primary factor is the equity. Normally if there is sufficient equity in the church’s real estate we can arrange the church loan.
  • First American Wholesale Lending Corp
  • 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367
  • Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.
  • Loanbridge Funding
  • 21045 Erwin Street, Suite 1A, Woodland Hills, CA, 91367
  • At Loanbridge Funding, we believe in educating clients about their options and guiding them through the entire process. We take great pride in being our clients’ biggest advocate and works tirelessly to get them the best terms. Our experience allows us to properly present each client with their best options
  • LendwithAlex
  • 6200 Canoga Ave, Suite 103, Woodland Hills, CA, 91367
  • Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Priority Capital Corporation
  • 6355 Topanga Canyon Boulevard, Suite 240, Woodland Hills, CA, 91367
  • At Priority Capital Corp., we have access to a variety of loan programs with best rates and fastest turnaround time possible. My goal is to offer the best options available to my clients and make the loan process as simple and worry-free as possible. I also work with seasoned real estate investors and developers of condominium developments