FHA VS Conventional loan in Clute, Brazoria County, Texas

In 2026, the conventional loan limit for Clute, found within Brazoria county, TX is set at $726,200, whereas the FHA ceiling for a single-family home is $472,030.

The Lendersa® Conventional loan calculator is a powerful tool to navigate today's best rates among Conventional, FHA, and USDA loans. It helps in identifying the income, credit scores, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator allows users to view Conforming, USDA, FHA, and VA loans side by side, making it easier to choose the most suitable program in TX for your financial needs.

Review offers from 100 diverse lenders

Loan Limits and Down Payment Details for 2026 in Clute, Brazoria County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to the zip codes: 77531

Available Options for Conventional and FHA Loans in Clute, TX

The objective of Lendersa® is to promptly and effortlessly secure you the best Conventional, USDA, or FHA loan. Choose from three options, each leading to matching lenders and appropriate loan programs.

Lendersa's USDA loan requests and matching results


  • Evergreen Mortgage Services Inc
  • 7501 Nw 4th Street, Suite 107, Plantation, FL, 33317
  • Evergreen Mortgage Services is committed to providing the right loan to finance your home. Our commitment remains second to none throughout the process, from application to closing. We are a licensed, full service, Mortgage Broker dedicated to guiding borrowers not just throughout the entire mortgage process.

  • Somerville Bank
  • 197 South Main, Somerville, OH, 45064
  • Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.

  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service

  • Coastal Equity Group
  • 15 State Street, Charleston, SC, 29401
  • Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.

  • Leeward Point Mortgage LLC
  • 215 East Bay Street, Suite 403-F, Charleston, SC, 29401
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Ivy Asset Group, LLC
  • 170 Meeting Street, Suite 501, Charleston, SC, 29401
  • Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.

  • CFN Mortgage Capital
  • 9360 Sunset Drive, Suite 270, Miami, FL, 33173
  • At CFN Mortgage Capital, we consistently provide an exceptional customer experience by delivering superior mortgage financing solutions by a well-trained and talented staff of industry professionals. CFN takes advantage of the latest innovative advances in technology, making the financing process more efficient and cost effective.

  • RealCap Financial Corp
  • 10300 Sunset Drive, Suite 452, Miami, FL, 33173
  • Our team of mortgage brokers are committed and our certainty of execution is what sets us apart and is at the heart of everything we do – from innovating in simplifying due diligence to streamlining loan documents. Borrowers can expect nothing less than personal service from in-market experts who can and will deliver solutions for any deal.

  • America Reliable Mortgage
  • 10300 Southwest 72 Street, Suite 465, Miami, FL, 33173
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • E-Mortgage Bankers Inc
  • 10300 Sunset Drive, Suite 161, Miami, FL, 33173
  • E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.