FHA VS Conventional loan programs in 2025 for Clute, Brazoria County, Texas

In 2025, the conventional loan limit for Clute, found within Brazoria county, TX is set at $726,200, whereas the FHA ceiling for a single-family home is $472,030.

The Lendersa® Conventional loan calculator is a powerful tool to navigate today's best rates among Conventional, FHA, and USDA loans. It helps in identifying the income, credit scores, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator allows users to view Conforming, USDA, FHA, and VA loans side by side, making it easier to choose the most suitable program in TX for your financial needs.

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Loan Limits and Down Payment Details for 2025 in Clute, Brazoria County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to the zip codes: 77531

Available Options for Conventional and FHA Loans in Clute, TX

The objective of Lendersa® is to promptly and effortlessly secure you the best Conventional, USDA, or FHA loan. Choose from three options, each leading to matching lenders and appropriate loan programs.

Lendersa's USDA loan requests and matching results


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  • Virtual Mortgage Solutions Inc
  • 1269B North Cedar Road, New Lenox, IL, 60451
  • We're Virtual Mortgage Solutions, Inc, and we've been the premier mortgage brokerage company here in New Lenox, IL. We have over 26 years of experience and offer a variety of mortgage options including reverse mortgages, FHA mortgages, VA mortgages and much more. I'd like to personally invite you to call us today for all your mortgage needs!
  • Bridge Mortgage Bankers Inc
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  • Bridge Mortgage Bankers and its all-star team of professionals are well known for putting the customer first. We have an outstanding reputation amongst the thousands of homebuyers we have served and our mortgage banking illuminates our blossoming success. As a mortgage banker, Bridge Mortgage Banking Loans can offer faster loan processing
  • Ethics Mortgage LLC
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  • ETHICS MORTGAGE is a full-service mortgage company serving the entire state of Florida with expertise in every area of home mortgage lending from purchase to refinance to construction lending. We offer the best mortgage rates in Florida. A decision to purchase a home can be stressful. Buying a home is a big step.
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  • Celebrity Mortgage Corporation is dedicated to helping you get the loan you need quickly and easily. Our experienced team of licensed loan originator professionals work tirelessly to assure the mortgage process is seamless from comprehensive pre-approvals to the closing table. Whether you are purchasing a home or simply refinancing your existing
  • The Mortgage Company Inc
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  • Anchor Mortgage LLC
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  • Coastlend Mortgage
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  • Terrabank National Association
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  • International Bankers Financial Group Inc
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  • "We offer a wide variety of loans to fit your specific needs. Understand your home financing options so you can make informed decisions. If you have questions or are you ready to apply, talk to a home mortgage consultant. The mortgage loan process doesn't have to be difficult. Once you have made the decision to apply for a mortgage loan with u