Explore the differences! FHA VS Conventional loan programs in Jones-Creek, Brazoria County, Texas

In 2026, the conventional loan limit for Jones-Creek in Brazoria County, TX, is $647,200. For a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator enables side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in choosing the optimum program in TX for your financial needs.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Details in Jones-Creek, Brazoria, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to these zip codes: 77541

Options for Conventional and FHA Loans in Jones-Creek, TX

The goal at Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose one of three starting paths to find matching lenders and their programs.

Results from Lendersa USDA loan requests


  • Liberty Bank
  • 2403 Homer M Adams Pkwy, Alton, IL, 62002
  • Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations

  • Preferred Mortgage, Inc.
  • 2375 C Homer Adams Pkwy, Alton, IL, 62002
  • At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)

  • Home Mortgage Solutions LLC
  • 31 Mouse Creek Rd Nw, Cleveland, TN, 37312
  • Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.

  • USA Mortgage, Inc.
  • 4035 Keith St NW, Cleveland, TN, 37312
  • USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer

  • Colony Bank
  • 115 S Grant St, Fitzgerald, GA, 31750
  • Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.

  • Newton Federal Bank
  • 3175 Highway 278, Covington, GA, 30014
  • At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper​. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.

  • Credit Union Financial Services
  • 1123 Elm St. NE, Covington, GA, 30014
  • CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind

  • Service One Credit Union
  • 1609 Campbell Ln, Bowling Green, KY, 42104
  • Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members'​ financial well-being through personal relationships.

  • Dear Lender LLC
  • 106 Colony Park Drive, Cumming, GA, 30040
  • DearLender is available to help you navigate the many twists and turns of mortgage lending. We are here to assist with any questions or problems that may arise whether you are buying or refinancing a home, consolidating your debt, or need a business or construction loan. Our team of experts is primed and ready to help you find the money you need.

  • Southern Capital Mortgage Group LLC
  • 5971 Parkway North, Suite D, Cumming, GA, 30040
  • Southern Capital Mortgage Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.