Explore the differences! FHA VS Conventional loan programs in San-Marcos, Hays County, Texas

In 2025, Convetional loan limit in San-Marcos, county of Hays, TX is $647,200 while FHA limit is $483,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in San-Marcos, county of Hays, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $333,000 0%
FHA $483,000 3.5%

The comparison table applies to zip codes: 78666, 78667

Conventional and FHA loan options in San-Marcos, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Republic Lending Corporation
  • 17315 Studebaker Road, Suite 300A, Cerritos, CA, 90703
  • Republic Lending is a family owned and operated company based in La Palma, California. Our company is founded by ambition to the Mortgage industry. We are a small firm with competitive rates and various mortgage products solutions. We are proud to celebrate our continue success in the mortgage industry
  • Maximum Lending Corporation
  • 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
  • At Maximum Lending, we understand that a mortgage is a big commitment, which is why we are committed to working with our customers one-on-one in order to get them the right loan and the right terms to fit their specific situation. We at Maximum Lending would appreciate the opportunity to assist you during your journey to home ownership.
  • American Prime Lending, Inc.
  • 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
  • American Prime Lending, Inc are a mortgage company based in Irvine and Cerritos California devoted to providing excellent service to our community of homeowners and future homeowners through our commitment to integrity and personalized mortgage solutions to all our clients. Whether you're a first-time homebuyer.
  • Delphi Financial Corporation
  • 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
  • Delphi Financial Corporation mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan.
  • Brooklyn Financial Mortgage Services
  • 17785 Center Ct Dr N, Suite 660, Cerritos, CA, 90703
  • At Brooklyn Financial Mortgage Services we put the borrower first. You’re a person. Not a number, and certainly not just another loan. You’re also unique, and you’re searching for the best loan for your personal financial situation. As part of our world-class service, we build the right mortgage for you at the best overall cost.
  • Mueller Dan
  • 12750 Center Court Drive, Suite 290, Cerritos, CA, 90703
  • Citywide Home Loans was founded on December 7, 1998 by Steven J. Goorman as Citywide Funding. His entrepreneurial, dynamic, and determined style has grown the small broker company of just 5 employees to the large corporation it is today. Even though Citywide Home Loans now employs nearly 800 employees and covers more than 37 states
  • Carolina Country Mortgage
  • 1540 E Front Street, Suite 10, Clayton, NC, 27527
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our team of professionals has over 100 years of lending experience with some of the biggest banks in the country.
  • Primera Financial Services
  • 122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006
  • Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.
  • HLOANPRO
  • 4115 East Live Oak Avenue, Suite 11, Arcadia, CA, 91006
  • HLOANPRO We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Target Mortgage Inc.
  • 230 East Foothill Boulevard, Arcadia, CA, 91006
  • Target Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan