FHA VS Conventional loan programs in Kyle, Hays County, Texas

During 2026, the conventional loan limit in the city of Kyle, within the county of Hays, TX, is set at $726,200. Comparatively, the FHA limit for a single-family home reaches $571,550.

Utilize the Lendersa® Conventional loan calculator to make comparisons among today's leading rates for Conventional, FHA, and USDA loans. Determine necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision in finding the best program suited for you in TX.

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2026 Loan Limits and Down Payment Requirements in Kyle, Hays, TX

Type of Loan Maximum Limit Down Payment
Conventional Conforming $726,200 3%
USDA $386,400 0%
FHA $571,550 3.5%

This comparison table applies to the following zip codes: 78666

Variety of Conventional and FHA Loan Options in Kyle, TX

The goal of Lendersa® is to swiftly and effortlessly connect you with the best Conventional, USDA, or FHA loan options. Choose one of these three paths to align with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


Kyle Lenders

  • Blue Sky Mortgage Company
  • 2700 Hunter Rd, Suite B, San Marcos, TX, 78666
  • Lends in Texas
  • Blue Sky Mortgage Company our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • County Line Mortgage
  • 737 San Mateo, New Braunfels, TX, 78132
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Barton Springs Financial
  • 801 Madison Ave, New Braunfels, TX, 78130
  • Lends in Texas
  • We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.

  • Bluebonnet Mortgage LLC
  • 438 South Water Lane, New Braunfels, TX, 78130
  • Lends in Texas
  • Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • Asset Lending TX
  • PO Box 1652, Buda, TX, 78610
  • Lends in Texas
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • 1ST QUEST MORTGAGE
  • 14301 Echo Bluff, Austin, TX, 78737
  • Lends in Texas
  • 1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California

  • IHS Mortgage LLC
  • 13674 Trautwein Rd, Austin, TX, 78737
  • Lends in Texas
  • The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.

  • 1ST QUEST MORTGAGE
  • 14301 Echo Bluff, Austin, TX, 78737
  • Lends in Texas
  • 1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.

  • First-Lockhart National Bank
  • 111 S. Main Street, Lockhart, TX, 78644
  • Lends in Texas
  • The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart