FHA VS Conventional loan in Wimberley, Hays County, Texas

In the current year 2025, the conventional loan limit set in Wimberley, located in the county of Hays, TX, is $726,200, while the FHA loan limit is $571,550 for single-family homes.

Take advantage of the Lendersa® Conventional loan calculator to weigh today's best interest rates for Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator lets you see Conforming Conventional loans, USDA, FHA, and VA compared side-by-side, helping you choose the right program in TX that fits your financial needs.

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Loan Limits and Required Down Payments for 2025 in Wimberley, County of Hays, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $386,400 0%
FHA $571,550 3.5%

The above table is applicable for the zip codes: 78676

Exploring Conventional and FHA Loan Options in Wimberley, TX

The mission of Lendersa® is to facilitate access to the best Conventional, USDA, or FHA loans swiftly and without hassle. Start with any of these three options to connect with matching lenders and programs.

Lendersa USDA loan request and matching results


  • Liberty Lending Group
  • 7500 South University Blvd, Suite 102, Centennial, CO, 80122
  • Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
  • Access Equity Corp
  • 7950 S Lincoln St, Suite 109, Littleton, CO, 80122
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Liberty Bank
  • 2403 Homer M Adams Pkwy, Alton, IL, 62002
  • Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations
  • Preferred Mortgage, Inc.
  • 2375 C Homer Adams Pkwy, Alton, IL, 62002
  • At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)
  • LenderCity
  • 7887 East Belleview Ave, Suite 1100, Denver, CO, 80111
  • LenderCity was founded with the consumer in mind. Our technology puts you in control of much of the process which means you get lower rates and reduced closing costs. Each rate quote goes through our pricing engine resulting in real-time rate and closing cost data. We then discount the rates even more to deliver true value to our customers.
  • The Dooley Team
  • 7935 E Prentice Ave, Greenwood Village, CO, 80111
  • Glenn credits his partner Brad Wyatt for building the Dooley Team and surrounding Glenn with outstanding people so clients receive an exceptional customer experience. From embracing technology to not forgetting what a firm hand shake means, Glenn and his team are able to help borrowers of all ages achieve their dreams of homeownership.
  • Community Banks of Colorado
  • 7800 E Orchard Rd, Suite 300, Greenwood Village, CO, 80111
  • Community Banks of Colorado is a division of NBH Bank. We serve clients throughout Colorado by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service that reflects our commitment to our clients,
  • Zenith Financial & Insurance Solutions
  • 7400 E Crestline Circle, Suite 200, Greenwood Village, CO, 80111
  • The focus of Zenith is not to become the biggest mortgage company where people become interchangeable cogs in the machine, but to build the best mortgage company for employees, clients and customers. With a strong belief in the American dream of homeownership, Zenith provides the necessary resources and tools to make purchasing a home an exciting.
  • DayOne Mortgage Group
  • 8480 E Orchard Rd, Suite 3150, Englewood, CO, 80111
  • Welcome to DayOne Mortgage Group, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch Whether a first time homebuyer, or a home owner looking to refinance, we are here to serve YOU! Loan programs we offer include, but are not limited to: Conventional, FHA, VA, USDA and more
  • Trusted American Mortgage Inc
  • 8400 East Prentice Avenue, Suite 1500, Englewood, CO, 80111
  • Trusted American Mortgage our mission is to serve our customers with honesty, integrity, and competence. For 23 years our goal has been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan