Explore the differences! FHA VS Conventional loan programs in Santa-Fe, Galveston County, Texas
In the year 2026, the conventional loan limit in Santa-Fe, county of Galveston, TX, stands at $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.
Use the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. Discover the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the program that best fits your financial needs in TX.
2026 loan limits and down payment requirements in Santa-Fe, county of Galveston, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table applies to the following zip codes: 77517, 77510
Explore Conventional and FHA loan options in Santa-Fe, TX
Lendersa® aims to quickly provide you with the optimal Conventional, USDA, or FHA loan options. Begin with one of three paths that guide you to matching lenders and loan programs.
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