Explore the differences! FHA VS Conventional loan programs in Santa-Fe, Galveston County, Texas

In the year 2026, the conventional loan limit in Santa-Fe, county of Galveston, TX, stands at $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

Use the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. Discover the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the program that best fits your financial needs in TX.

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2026 loan limits and down payment requirements in Santa-Fe, county of Galveston, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 77517

Explore Conventional and FHA loan options in Santa-Fe, TX

Lendersa® aims to quickly provide you with the optimal Conventional, USDA, or FHA loan options. Begin with one of three paths that guide you to matching lenders and loan programs.

Results from Lendersa USDA loan request matching


Santa-Fe Lenders

  • Chocolate Bayou Credit Union
  • 1301 North Highway 35 Bypass, Alvin, TX, 77511
  • Lends in Texas
  • Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.

  • Houston Home Flips
  • 913 Walnut Pointe, League City, TX, 77573
  • Lends in Texas
  • Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately.

    Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in

  • LUV Mortgage LLC
  • 2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
  • Lends in Texas
  • Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs.

    From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it

  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • Lends in Texas
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.

  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • Lends in Texas
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.

  • Helping Heroes Buy Homes LLC
  • 2213 Dove Haven Lane, League City, TX, 77573
  • Lends in Texas
  • Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.

  • AMTEX LOAN, LLC
  • 241 Farnworth Ln, League City, TX, 77573
  • Lends in Texas
  • Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership

  • BAYMONT MORTGAGE LLC
  • 238 S. Egret Bay Blvd, Suite 234, League City, TX, 77573
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Baymont Mortgage
  • 238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573
  • Lends in Texas
  • Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.