FHA VS Conventional loan in San-Leon, Galveston County, Texas

In 2025, the conventional loan ceiling for San-Leon, positioned in Galveston county, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore and compare the most favorable current rates for Conventional, FHA, and USDA loans. Determine the credit, reserves, documents, and income needed to qualify. By using our advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and even VA options side by side, helping you choose the most suitable program in TX for your specific financial situation.

Compare offerings from 100 lenders

2025 Loan Limits and Down Payment Requirements in San-Leon, Galveston, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is relevant to these zip codes: 77539

Reviewing Conventional and FHA Loan Options in San-Leon, TX

Lendersa® aims to swiftly deliver ideal Conventional, USDA, or FHA loan options without hassle. Choose from one of three starting paths that connect you with matching lenders and programs tailored to your needs.

Lendersa USDA loan request and matching results


  • FBMC MORTGAGE CORPORATION
  • 5650 Whitesville Rd Suite 106, Columbus, GA, 31904
  • The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Envoy Mortgage, LTD
  • 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
  • Kinetic Credit Union
  • 1251 13th St, Columbus, GA, 31901
  • Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.
  • NeighborWorks Columbus
  • 345 Sixth Street, Columbus, GA, 31901
  • NeighborWorks® Columbus strives to promote and provide access to fit and affordable housing and build assets for financial independence for all citizens of low to moderate income. NeighborWorks® Columbus is a customer-focused enterprise offering unique programs and services that empower our customers to achieve their dreams.
  • Bank of Lincoln County Fayetteville
  • 307 College St E, Fayetteville, TN, 37334
  • Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
  • MSU Federal Credit Union
  • 202 General Services Building, Murray, KY, 42071
  • MSU Federal Credit Union was established in 1978, we are the longest standing financial institution in Calloway County Kentucky. We have a wide variety of financial services to help meet our members short term and long term financial goals. We proudly serve employees and family members of Murray State University
  • Leadco Community Credit Union
  • 820 E Main Street, Park Hills, MO, 63601
  • Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
  • The Bank of Versailles
  • 113 East Newton Street, Versailles, MO, 65084
  • Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions. Since opening our doors November 22, 1882, we have been locally-owned & locally-operated
  • Ozarks Federal Savings and Loan Association
  • 2 East Columbia, Farmington, MO, 63640
  • Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.
  • First State Community Bank
  • 201 East Columbia Street, Farmington, MO, 63640
  • First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..
  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
  • First Federal Bank TN
  • 611 East College St, Dickson, TN, 37055
  • First Federal has been providing exceptional banking services to Dickson County and surrounding counties. Built upon outstanding customer service, we are proud to be the largest community bank in the area and offer 12 convenient locations to serve all your banking needs in Dickson County, Montgomery County, Hickman County.