FHA VS Conventional loan in Selma, Bexar County, Texas

In the year 2026, the specified loan limit for conventional loans in Selma, located within Bexar county, TX, is confirmed as $726,200. On the other hand, the FHA limit for a single-family home is set at $524,400. These regulatory limits are pivotal for guiding future homeowners in their financial decision-making process, ensuring they choose the most suitable financing option tailored to their needs.

Use the Lendersa® Conventional loan calculator to effectively compare the leading rates offered today among Conventional, FHA, and USDA loans. This comprehensive tool aids in ascertaining crucial financial requirements such as income thresholds, credit standings, reserves, and necessary documentation needed to qualify. With our advanced mortgage calculator, you have the opportunity to view Conforming Conventional, USDA, FHA, and VA loans side by side, thereby assisting in determining which program in TX aligns optimally with your particular financial scenario and objectives.

Explore a multitude of loan offers from a highly varied pool of over 100 lenders

An Overview of 2026 Loan Limits and Down Payment Requirements in Selma, Bexar County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $359,700 0%
FHA $524,400 3.5%

This comparison table is applicable to the following zip codes: 78154, providing critical information for those assessing their mortgage potential in these regions.

Exploring Conventional and FHA Loan Opportunities in Selma, TX

The objective of Lendersa® is to facilitate quick and efficient access to the best possible Conventional, USDA, or FHA loan solutions for you. Choose from one of the three distinctive starting paths designed to link you with matching lenders and loan offerings, designed specifically to accommodate your financial plans and aspirations without unnecessary hassle or delay.

Dive into loan requests and matching results through Lendersa's USDA offerings


  • ELITE FUNDING NETWORK
  • 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
  • Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry

  • Rei Loans USA
  • Not sharing, Tampa, FL, 33635
  • ReiLoansUSA.com specializes in providing tailored financing solutions for real estate investors. We connect clients with funding options for fix-and-flip projects, rental properties, cash-out refinances, and ground-up construction. With a focus on speed, flexibility, and expertise, we help investors achieve their goals through competitive loan prog

  • Movement Mortgage
  • 13603 W. Hillsborough Ave, Tampa, FL, 33635
  • Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.

  • Raymond James Bank
  • 710 Carillon Parkway, Saint Petersburg, FL, 33716
  • Raymond James Bank is about more than just Banking. Through our holistic approach to finance, we offer innovative and diversified products and services to the public and to clients of Raymond James Financial. Additionally, as an affiliate of Raymond James, our Bank is founded on the same core values of integrity, independence.

  • Azulow
  • 970 Lake Carillon Drive, Suite 300, Saint Petersburg, FL, 33716
  • Azulow is a St. Petersburg local business founded in 2020. It was established to change the mortgage industry to make the home buying experience agile and reduce the layers of costly fees for customers. With our technology and commitment to excellence, Azulow is recognized as one of the top fast-growing companies in the Tampa Bay Area.

  • Suarez Home & Finance Corp.
  • 3087 Anderson Snow Rd, Spring Hill, FL, 34609
  • Suarez Home & Finance Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools.

  • E Loans Mortgage
  • 13789 Linden Dr, Spring Hill, FL, 34609
  • At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Phoenix Capital Hard Money
  • 7901 4th St N STE 300, Saint Petersburg, FL, 33702
  • Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.