FHA VS Conventional loan programs in Universal-City, Bexar County, Texas
In 2026, the Conventional loan limit in Universal-City, situated within the county of Bexar, TX, is established at $647,200, whereas the FHA limit for a single-family home is $449,650. These loan limits guide borrowers on how much they can seek to borrow through FHA versus Conventional programs in this region.
Utilize the Lendersa® Conventional loan calculator to assess the best rates available today for Conventional, FHA, and USDA programs. Determine the necessary income, credit standing, reserve funds, and required documents for loan qualification. With our advanced calculator, you can compare Conforming Conventional loans and USDA, FHA, and VA options side by side, assisting in the selection of the most favorable program that suits your financial scenario in TX.
2026 Loan Limits and Down Payment Requirements in Universal-City, Bexar, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$449,650
3.5%
This table applies to these zip codes: 78148. Verify your applicable zip code to ensure these limits are accurately applied to your situation.
Exploring Options for Conventional and FHA Loans in Universal-City, TX
Lendersa® is committed to facilitating your access to the best possible Conventional, USDA, or FHA loans efficiently and effortlessly. Select one of three starting options to align with suitable lenders and customized loan programs.
We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.
3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
Lends in Texas
Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.
ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
Lends in Texas
Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.
211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232
Lends in Texas
We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.
