In 2025, the Conventional loan limit in Universal-City, situated within the county of Bexar, TX, is established at $647,200, whereas the FHA limit for a single-family home is $449,650. These loan limits guide borrowers on how much they can seek to borrow through FHA versus Conventional programs in this region.
Utilize the Lendersa® Conventional loan calculator to assess the best rates available today for Conventional, FHA, and USDA programs. Determine the necessary income, credit standing, reserve funds, and required documents for loan qualification. With our advanced calculator, you can compare Conforming Conventional loans and USDA, FHA, and VA options side by side, assisting in the selection of the most favorable program that suits your financial scenario in TX.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $322,900 | 0% |
| FHA | $449,650 | 3.5% |
This table applies to these zip codes: 78148. Verify your applicable zip code to ensure these limits are accurately applied to your situation.
Lendersa® is committed to facilitating your access to the best possible Conventional, USDA, or FHA loans efficiently and effortlessly. Select one of three starting options to align with suitable lenders and customized loan programs.
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