In 2026, the conventional loan limit for Schertz, within Guadalupe county, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is $449,650.
Utilize the Lendersa® Conventional loan calculator to compare the top rates among Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision in finding the best program in TX for your financial situation.
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $322,900 | 0% |
| FHA | $449,650 | 3.5% |
This table applies to these zip codes: 78108, 78154
The objective of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan for you without hassle. Choose one of three starting methods that link you with lenders and suitable loan programs.
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