Explore the differences! FHA VS Conventional loan programs in Schertz, Guadalupe County, Texas
In 2026, the conventional loan limit for Schertz, within Guadalupe county, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is $449,650.
Utilize the Lendersa® Conventional loan calculator to compare the top rates among Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision in finding the best program in TX for your financial situation.
Loan Limits and Down Payment Requirements in Schertz, Guadalupe, TX for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$449,650
3.5%
This table applies to these zip codes: 78108
Explore Conventional and FHA Loan Options in Schertz, TX
The objective of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan for you without hassle. Choose one of three starting methods that link you with lenders and suitable loan programs.
3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
Lends in Texas
Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.
Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.
ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.
We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.
Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.