FHA VS Conventional loan programs in 2025 for Southlake, Tarrant County, Texas

In the year 2025, the conventional loan limit for Southlake, in Tarrant county, TX, is set at $726,200, whereas the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding your decision on the most suitable program in TX for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Southlake, Tarrant, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This table applies to the following zip codes: 76092

Explore Conventional and FHA Loan Options in Southlake, TX

The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you without hassle. Choose one of three starting methods to connect with compatible lenders and programs.

Results from Lendersa USDA loan requests


  • QuestRock LLC
  • 675 Mansell Road, Suite 115, Roswell, GA, 30076
  • QuestRock LLC Although we are a relatively new company, our mortgage advisors are not; their vast experience and long history in the business show that they know what they’re doing. They use the latest in comparative analysis software; this allows them to research which program is best for each individual client.
  • NORTHPOINT MORTGAGE
  • 300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
  • We strongly believe the way we do things is just as important as what we do. Our culture is defined by passionate professionals who thrive both personally and professionally by serving our customers and each other, focusing on exceptional customer service, speed and accuracy. In an ever changing industry, our company must always be constantly
  • Silliman Private Lending
  • 900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
  • Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
  • MORAN FINANCIAL GROUP LLC
  • 4594 Cloister Circle, Hampton, GA, 30228
  • We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
  • AHP Capital
  • 755 Commerce Drive, Suite 803, Decatur, GA, 30030
  • AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.
  • Emory Alliance Credit Union
  • 1237 Clairmont Run, Decatur, GA, 30030
  • Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.
  • Kentucky Mortgage Group LLC
  • 714 Lyndon Lane, Suite 11, Louisville, KY, 40222
  • Kentucky Mortgage Group (KMG) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Grandbridge
  • 4938 Brownsboro Rd, Louisville, KY, 40222
  • "We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis. We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"
  • A-1 Mortgage, LLC
  • 7410 New La Grange Rd, Suite 108, Louisville, KY, 40222
  • Raised in Kentucky, I love being able to help others achieve their dreams to live in this great state. I have been in the mortgage business for over ten years, initially starting my career within our family owned mortgage company, A-1 Mortgage Company, Parker Services. After my family retired, I broadened my knowledge in the field with a position