Explore the differences! FHA VS Conventional loan programs in Trophy-Club, Denton County, Texas

In 2025, the conventional loan cap in Trophy-Club, Denton county, TX is $647,200. Meanwhile, the FHA limit for a single-family home is $450,800.

The Lendersa® calculator lets you compare today's best rates for Conventional vs. FHA vs. USDA loans, and determine the required income, credit, reserves, and documents. Our advanced mortgage calculator shows Conforming, Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in TX for your financial situation.

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2025 Loan Limits and Down Payments in Trophy-Club, Denton County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This table is valid for zip codes: 76262

Exploring Conventional and FHA Loan Options in Trophy-Club, TX

Lendersa’s mission is to quickly get you the best possible Conventional, USDA, or FHA loan expertly. Pick one of three starting points for matching lenders and loan options.

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  • Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
  • Credit Union of Ohio
  • 5500 Britton Pkwy, Hilliard, OH, 43026
  • At Credit Union of Ohio is to improve our members' standards of living and better their lifestyles." That's a unique mission statement for a financial institution. Some strive to be the preferred financial provider for their members or customers. That's nice, but it only addresses success from their side of the equation.
  • Premier Community Bank
  • 108 Railroad Avenue, Bear Creek, WI, 54922
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  • Community State Bank FL
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  • Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto
  • West Michigan Community Bank
  • 5367 School Avenue, Hudsonville, MI, 49426
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  • PREFERRED MORTGAGE FINANCIAL
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  • Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial
  • M.E. Employees Credit Union
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  • Connexus Credit Union
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  • Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service