FHA VS Conventional loan in Temple, Bell County, Texas
In 2025, the loan limit for Conventional mortgages in Temple, located in the county of Bell, TX, is $726,200, whereas the FHA limit for a single-family home is $472,030. These limits are crucial for both new homebuyers and those refinancing, providing essential insights into the financing available.
Use the Lendersa® Conventional loan calculator to find and compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA options side by side, aiding you in deciding which program in TX suits you best.
2025 Loan Limits and Down Payment Requirements in Temple, County of Bell, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 76501, 76502, 76504, 76508, 76533
Options for Conventional and FHA Loans in Temple, TX
Lendersa® is dedicated to connecting you to the best possible Conventional, USDA, or FHA loan swiftly and without issues. Choose one of three starting paths to find matching lenders and custom loan programs.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LoanPro365 is dedicated to you and our realtors to provide quick closings and problem resolution. We are closing over 98% of all loans that we pre-approve. We’ve been around for over 15 years with experience with first time home buyers to seasoned investors. Our job is simple, close the deal with the best terms possible, as fast as possible.
EMB Lenders has expanded across the United States establishing itself as one of the fastest growing mortgage lenders in the nation. With our headquarters based out of Davie, FL, we have since opened up local community branches throughout the country, from Florida, Kentucky, and beyond. Achieving
12535 Orange Drive Suite 615, Fort Lauderdale, FL, 33330
In 2008 when the mortgage industry first started to crash, we just had our third child. Soon after he was born, we discovered he had no immune system. Initially the doctors thought he had leukemia. We spent a full year going through many tests such as bone marrow biopsies on our few month-old son. It was a very difficult time.
Premier Lending Corp, we understand that buying a home is a big decision.Our goal is to guide you through each step of the process, from application through closing, making you feel at home before you even begin searching for a property. our team of mortgage experts will work hard & passionately to ensure that we understand all your needs and wants
First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.
Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.
We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.
