Explore the differences! FHA VS Conventional loan programs in Temple, Bell County, Texas
In 2025, the loan limit for Conventional mortgages in Temple, located in the county of Bell, TX, is $726,200, whereas the FHA limit for a single-family home is $472,030. These limits are crucial for both new homebuyers and those refinancing, providing essential insights into the financing available.
Use the Lendersa® Conventional loan calculator to find and compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA options side by side, aiding you in deciding which program in TX suits you best.
2025 Loan Limits and Down Payment Requirements in Temple, County of Bell, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 76501, 76502, 76504, 76508, 76533
Options for Conventional and FHA Loans in Temple, TX
Lendersa® is dedicated to connecting you to the best possible Conventional, USDA, or FHA loan swiftly and without issues. Choose one of three starting paths to find matching lenders and custom loan programs.
A Mortgage Boutique is a division of First Community
1111 N Maple St., Murfreesboro, TN, 37130
Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
Our success is no secret. Since our founding in 1903, the First National Bank of Raymond has dedicated itself to our customers and communities. Below you will find important milestones in our history that have led to our hundreds of years of total combined experience and commitment to excellence in all five of our locations.
Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.
Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
