FHA VS Conventional loan programs in Belton, Bell County, Texas
In 2026, the Conventional loan limit for Belton, in Bell county, TX, is $726,200; however, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side to help select the optimal program in TX for your financial needs.
2026 Loan Limits and Down Payment Requirements in Belton, Bell, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to zip codes: 76513
Options for Conventional and FHA Loans in Belton, TX
Lendersa® is dedicated to helping you find the best Conventional, USDA, or FHA loans swiftly and hassle-free. Choose a starting point from three options to match with suitable lenders and loan programs.
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