FHA VS Conventional loan in Morgan's-Point-Resort, Bell County, Texas

In 2025, the loan limit for conventional loans in Morgan's-Point-Resort, located in Bell County, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to examine current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to support your decision on the best program in TX that suits your financial requirements.

Browse loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Morgan's-Point-Resort, Bell, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to these zip codes: 76513, 76503

Conventional and FHA Loan Options in Morgan's-Point-Resort, TX

The objective of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan for you, hassle-free. Choose from three pathways that align with appropriate lenders and loan programs.

Results of USDA loan requests with Lendersa


  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
  • Luneta Home Loans LLC
  • 2100 Pleasant Grove Blvd, Suite 160, Pleasant Grove, UT, 84062
  • Our Mission is to Prioritize Education and Transparency for not only consumers, but also for employees and Realtors. We believe that providing the Best Rates, Best Service, and the Best Home Loan will result in Happy Clients for life who refer their friends and family! We are mortgage brokers, and we work for you – not the bank.
  • Creekside Mortgage
  • 1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
  • Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ryan Bolton
  • 283 West Hilton Drive, Suite 3, Saint George, UT, 84770
  • Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
  • Envision Home Loans, LLC
  • 1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
  • Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service
  • Continental Mortgage, Inc.
  • 1086 South Main Street, Suite 102A, Saint George, UT, 84770
  • With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.
  • Patriot Home Mortgage
  • 619 S Bluff Street, Tower 1, Suite 301, Saint George, UT, 84770
  • "Patriot Home Mortgage is a privately held, correspondent lender, headquartered in beautiful Southern Utah. We are experiencing phenomenal growth and it’s no secret that our success is owed to our employees and partners. We are lending in 17 states with plans to expand nationally as a part of Belem Servicing LLC.
  • The Mortgage House Inc
  • 305 Hoover, Suite 500, Holland, MI, 49423
  • This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.