FHA VS Conventional loan in Terrell-Hills, Bexar County, Texas

For 2026, the conventional loan limit in Terrell-Hills, situated in Bexar county of TX, is set at $647,200. In contrast, the FHA limit for a single-family home is $449,650.

Take advantage of the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, allowing you to identify the best program in TX for your unique financial situation.

Compare loan offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Terrell-Hills, Bexar, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

The comparison table is applicable to the following zip codes: 78209

Examining Conventional and FHA Loan Options in Terrell-Hills, TX

Lendersa® endeavors to facilitate the easy acquisition of optimal Conventional, USDA, or FHA loans swiftly and without inconveniences. Begin with any of these three pathways, leading to compatible lenders and loan programs matched to your needs.

Lendersa USDA loan request and matching results


  • DHLC Investments Inc
  • 4300 North Central Expressway Suite 400, Dallas, TX, 75206
  • DHLC Mortgage, LLC, we provide Texas Real Estate Investors Hard Money loans. We can fund quickly, typically 48 hours after we have a complete loan file. Hard Money is available for adequately collateralized loans on single-family residential houses and other Real Property including select multi-family projects

  • Lufkin Federal Credit Union
  • 204 Gobblers Knob Road, Lufkin, TX, 75904
  • Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.

  • Bank of the West
  • 108 West Northwest Highway, Grapevine, TX, 76051
  • Bank of the West is a locally owned and operated bank. We have 9 locations in the DFW area and we have been personally serving our customers since 1986. Our corporate headquarters is located in Grapevine, TX, on Main St, which is also the home of our business banking center. We pride ourselves on being a community bank, working for the community!

  • MC Mortgage, LP
  • 2305 Mustang Drive, Suite 300A, Grapevine, TX, 76051
  • M C Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions

  • Global Lending Solutions Inc
  • 920 S. Main, Grapevine, TX, 76051
  • Global Lending Solutions, Inc. is a full service mortgage company that provides expert service in the field of residential mortgages.Global Lending Solutions specializes in Conventional, FHA, VA, USDA, Jumbo and Home Equity Loans and Since our companies inception, we have been committed to offering the most competitive mortgage products.

  • GSB Mortgage, Inc.
  • 201 N Main St, Grapevine, TX, 76051
  • GSB Mortgage, Inc. is a wholly owned subsidiary of Bank of the West. Bank of the West was founded in 1986 as a full service independent bank specializing in customer service and small business financing. Bank of the West was the first bank to be named as Preferred Lender for the Small Business Administration in the Dallas region.

  • Las Colinas Federal Credit Union
  • 555 Cimarron Trail, Irving, TX, 75063
  • The Credit Union was chartered in 1955 by a group of Zale employees and family members. The new credit union was known as Zale Employees Federal Credit Union (ZEFCU).

    During the ’80s, several smaller credit unions merged with ZEFCU (Optical FCU, Sherwin Williams FCU, Golden Acres FCU, Joske’s Employee’s FCU, and Mary Kay Cosmetics FCU)."

  • KBHS Home Loans LLC
  • 8650 Freeport Parkway South, Suite 250, Irving, TX, 75063
  • KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers. Bond loans and other mortgage products suited for homebuyers are also availab