FHA VS Conventional loan in Kirby, Bexar County, Texas

In the year 2026, the limit for conventional loans in Kirby, part of Bexar county, TX, is $726,200. For single-family homes, the FHA limit is $524,400.

Use Lendersa®'s calculator to compare current best rates between Conventional, FHA, and USDA loans, analyzing required income, credit, reserves, and qualifications. Our advanced calculator offers a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, aiding decision-making for an optimal program in TX.

Evaluate loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Kirby, Bexar, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $359,700 0%
FHA $524,400 3.5%

Relevant zip codes for this table: 78219

Conventional and FHA Loan Options Available in Kirby, TX

Lendersa® strives to secure the best possible Conventional, USDA or FHA loans quickly and efficiently. Choose from one of three starting options to find matching lenders and loan programs.

Results for Lendersa USDA loan requests and matches


Kirby Lenders

  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • Lends in Texas
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met

  • Piazza Lending, LLC
  • 7227 Broadway, San Antonio, TX, 78209
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Lends in Texas
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • River City Federal Credit Union
  • 610 Augusta Street, San Antonio, TX, 78215
  • Lends in Texas
  • River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.

  • CPS IBEW Federal Credit Union
  • 1002 Camden Street, San Antonio, TX, 78215
  • Lends in Texas
  • In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.

  • Texas Mortgage Capital Corporation
  • 311 Howard St, San Antonio, TX, 78212
  • Lends in Texas
  • Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,

  • Crown Lending Inc
  • 102 W Crockett St, Suite 705, San Antonio, TX, 78205
  • Lends in Texas
  • Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering

  • GROVE MORTGAGE HOME LOANS
  • 11405 Forest Shower, San Antonio, TX, 78233
  • Lends in Texas
  • Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.

  • Jefferson Bank
  • 1777 Northeast Loop 410, San Antonio, TX, 78217
  • Lends in Texas
  • Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.