FHA VS Conventional loan in Balcones-Heights, Bexar County, Texas

In 2026, the limit for conventional loans in Balcones-Heights, located in Bexar County, TX, is $647,200. Meanwhile, the FHA cap for a single-family home is $449,650.

The Lendersa® Conventional loan calculator provides an easy way to compare the top rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documentation required for qualification. This sophisticated calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in TX for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Balcones-Heights, Bexar, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

This comparison table is valid for zip codes: 78201

Available Options for Conventional and FHA Loans in Balcones-Heights, TX

At Lendersa®, our goal is to quickly and efficiently secure the best possible Conventional, USDA, or FHA loan for you. Choose from one of three initial options to connect with matching lenders and their loan programs.

Results for USDA loan request matching by Lendersa


Balcones-Heights Lenders

  • Smart Rate Mortgage Brokers LLC
  • 227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
  • Lends in Texas
  • I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University

  • Texas Mortgage Capital Corporation
  • 311 Howard St, San Antonio, TX, 78212
  • Lends in Texas
  • Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,

  • New Horizon Mortgage, Inc.
  • 11106 West Avenue, San Antonio, TX, 78213
  • Lends in Texas
  • The New Horizon Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • River City Federal Credit Union
  • 610 Augusta Street, San Antonio, TX, 78215
  • Lends in Texas
  • River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.

  • CPS IBEW Federal Credit Union
  • 1002 Camden Street, San Antonio, TX, 78215
  • Lends in Texas
  • In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.

  • Crown Lending Inc
  • 102 W Crockett St, Suite 705, San Antonio, TX, 78205
  • Lends in Texas
  • Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering

  • Piazza Lending, LLC
  • 7227 Broadway, San Antonio, TX, 78209
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Lends in Texas
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • San Antonio Mortgage LLC
  • 8000 IH 10 West, Suite 600, San Antonio, TX, 78230
  • Lends in Texas
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.