Explore the differences! FHA VS Conventional loan programs in Balcones-Heights, Bexar County, Texas

In 2025, the limit for conventional loans in Balcones-Heights, located in Bexar County, TX, is $647,200. Meanwhile, the FHA cap for a single-family home is $449,650.

The Lendersa® Conventional loan calculator provides an easy way to compare the top rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documentation required for qualification. This sophisticated calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in TX for your financial needs.

Explore offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Balcones-Heights, Bexar, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

This comparison table is valid for zip codes: 78201, 78213

Available Options for Conventional and FHA Loans in Balcones-Heights, TX

At Lendersa®, our goal is to quickly and efficiently secure the best possible Conventional, USDA, or FHA loan for you. Choose from one of three initial options to connect with matching lenders and their loan programs.

Results for USDA loan request matching by Lendersa


  • J&J Coastal Lending
  • 214 5th Street, Suite 205, Huntington Beach, CA, 92648
  • Our uncompromising integrity & dedication leads us to exceed customer expectations in all we do. You & your mortgage is our sole focus, & we make this process simple, fast & fun! It’s our promise to you. Working directly with Fannie Mae, Freddie Mac, (FHA & VA), & other portfolio mortgage loan programs. we’re able to provide the perfect mortgage.
  • Pazanti Home Mortgage Corporation
  • 2134 Main Street, Suite 140, Huntington Beach, CA, 92648
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oceanside Mortgage Corp
  • 18682 Beach Blvd, Suite 200, Huntington Beach, CA, 92648
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We have a Large Variety of Loan Programs to fit your Mortgage Needs.
  • Aegis Realty, Inc. DBA Aegis Funding
  • 2100 Main Street, Suite 265, Huntington Beach, CA, 92648
  • Aegis Funding has been performing mortgage origination and mortgage banking transactions for over 12 years. We have developed a system, based on experience, to not only thoroughly underwrite any type of transaction, but also streamline and automate processes for loan servicing; including all necessary precautions for total asset protection.
  • Jeb Smith - Huntington Beach Realtor
  • 19440 Goldenwest St, Huntington Beach, CA, 92648
  • Jeb Smith has a work philosophy that is centered around his clients. He strongly believes that his clients should be his top priority and works to provide them with exceptional service at all times. Smith relies on his extensive knowledge and his understanding of both the real estate and mortgage lending industries in order to secure.
  • Vista Funding Corp.
  • 18682 Beach Boulevard, Suite 205, Huntington Beach, CA, 92648
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Summit Lending & Realty
  • 2130 Main Street, Suite 110, Huntington Beach, CA, 92648
  • "Southern California-based Summit Lending is a top-reviewed direct mortgage lender, and mortgage brokerage specializing in home purchase loans and refinance loans. We proudly offer government loans including FHA loans and VA loans, in addition to Conventional loans, Jumbo loans, Home Equity Lines of Credit,"
  • LoanSpike
  • 2130 Main Street, Suite 110, Huntington Beach, CA, 92648
  • LoanSpike is committed to provide current homeowners the ability to refinance at ultra competitive interest rates. We pride ourselves in discounting our fees and beating the competition with our delivered rates. We are best viewed as a Mortgage Mart providing the lowest prices in the marketplace, similar to a 99Cent Store.
  • Homeowners Mortgage and Equity, inc
  • 18600 Main Street, Suite 290, Huntington Beach, CA, 92648
  • Home Inc professional mortgage company specializing in residential mortgages. At Home Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Crown Commercial Finance Inc.
  • 512 21st Street, Huntington Beach, CA, 92648
  • At Crown Commercial Finance, we believe that providing real estate financing services should help make your life easier, not harder. Our company culture is developed to go above and beyond the average real estate experience, taking customer service to the next level. If you’re considering obtaining financing for a commercial real estate property,