FHA VS Conventional loan in Texarkana, Bowie County, Texas
In 2026, the limit for conventional loans in Texarkana within Bowie county, TX, is set at $726,200. The FHA limit for a single-family home, meanwhile, is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess and compare current leading rates for Conventional, FHA, and USDA loans. Determine the requisite income, credit, reserves, and documentation required for qualification. Our advanced mortgage tool shows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options to help identify the most advantageous program for your financial scenario in TX.
Loan limits and downpayment requirements for 2026 in Texarkana, Bowie County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison chart is applicable for zip codes: 75501
Options for Conventional and FHA loans in Texarkana, TX
The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loans for you promptly and with minimal hassle. Choose one of three initial steps that will lead to matching lenders and suitable loan programs.
Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages.
The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add
Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield.
The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s
North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
