Explore the differences! FHA VS Conventional loan programs in Atlanta, Cass County, Texas
In 2026, the maximum allowable limit for a conventional loan in Atlanta, within Cass county in TX, is $726,200. At the same time, for a single-family house, the FHA maximum is set at $472,030.
Employ the Lendersa® Conventional loan calculator for an in-depth comparison of the most advantageous rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents to qualify. Our advanced calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA side by side, aiding in selecting the right plan for your financial scenario in TX.
Loan Limits and Down Payment Requirements for 2026 in Atlanta, Cass county, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table comparison applies to the zip codes: 75551
Options for Conventional and FHA Loans in Atlanta, TX
Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loan quickly and efficiently. Begin with any of these three options to connect with lenders and programs tailored to your needs.
Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield.
The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s
State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages.
The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add
