Explore the differences! FHA VS Conventional loan programs in Texas-City, Galveston County, Texas
As of 2026, the limit for Conventional loans in Texas-City, housed in Galveston, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680. These limits are crucial for homebuyers and refinance seekers to understand their financing options.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. It helps in determining the required income, credit score, reserves, and necessary documents. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the most suitable program for your financial needs in TX.
2026 Loan Limits and Down Payment Requirements in Texas-City, Galveston, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
Three percent
USDA
$285,000
Zero percent
FHA
$420,680
Three point five percent
This table applies to the zip codes: 77591
Explore Loan Options for Conventional and FHA in Texas-City, TX
Lendersa® aims to help you secure the best Conventional, USDA, or FHA loans swiftly and effortlessly. Choose one of three starting pathways to connect with matching lenders and loan programs tailored to your needs.
Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately.
Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in
2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
Lends in Texas
Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs.
From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it
2450 South Shore Blvd, Suite 301, League City, TX, 77573
Lends in Texas
American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.
Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.
Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership
238 S. Egret Bay Blvd, Suite 234, League City, TX, 77573
Lends in Texas
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573
Lends in Texas
Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.
Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.
