FHA VS Conventional loan programs in 2025 for Texas-City, Galveston County, Texas
As of 2025, the limit for Conventional loans in Texas-City, housed in Galveston, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680. These limits are crucial for homebuyers and refinance seekers to understand their financing options.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. It helps in determining the required income, credit score, reserves, and necessary documents. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the most suitable program for your financial needs in TX.
2025 Loan Limits and Down Payment Requirements in Texas-City, Galveston, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
Three percent
USDA
$285,000
Zero percent
FHA
$420,680
Three point five percent
This table applies to the zip codes: 77591, 77590, 77539, 77554
Explore Loan Options for Conventional and FHA in Texas-City, TX
Lendersa® aims to help you secure the best Conventional, USDA, or FHA loans swiftly and effortlessly. Choose one of three starting pathways to connect with matching lenders and loan programs tailored to your needs.
2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our goal Is to provide quality and ethical mortgage lending advise while providing the highest level of professional service. We reach out to lenders across the country to find you the best rate on your mortgage. Why let a high mortgage rate spoil your next house or a bank have you pay more for a loan then you need.
Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.
When you open your account with MFCU, you become a member & owner of the credit union.At MFCU, we believe in you.Our promise is to be trustworthy, caring & enthusiastic to help you succeed. It comes naturally to us to listen carefully & build relationships in order to not only find solutions,but also minimize financial stress and maximize happiness
