FHA VS Conventional loan in Timberwood-Park, Bexar County, Texas

In 2026, the Conventional loan limit in Timberwood-Park, within Bexar county of TX, is $647,200, whereas the FHA limit for a single-family home is $449,650.

Use the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in choosing the best program in TX for your situation.

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2026 Loan Limits and Down Payment Requirements in Timberwood-Park, Bexar, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

Applicable to zip codes: 78258

Conventional and FHA Loan Options in Timberwood-Park, TX

The aim of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan options quickly and without hassle. Choose one of three starting points that connect you with matching lenders and loan programs.

Lendersa USDA loan requests and matches


Timberwood-Park Lenders

  • Megamerica Mortgage
  • 19210 Huebner Rd, Suite 205, San Antonio, TX, 78258
  • Lends in Texas
  • Megamerica Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,

  • Statewide Mortgage and Lending
  • 2710 Treble Creek, Suite 100, San Antonio, TX, 78258
  • Lends in Texas
  • Statewide Mortgage and Lending is a locally owned and operated mortgage brokering company based in San Antonio, TX. We have been serving your community with exceptional loan services for more than 20 years. Our professionals will always perform in-house processing to provide you with timely and efficient loan services.

  • Premier Lending Group Inc
  • 401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
  • Lends in Texas
  • We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients

  • South Texas Lending
  • 1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
  • Lends in Texas
  • South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.

  • DIRECTIONS HOME LOAN
  • 2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
  • Lends in Texas
  • Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.

  • Team Heard
  • 2915 W Bitters Road, Suite 102, San Antonio, TX, 78248
  • Lends in Texas
  • We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.

  • Gold Financial Services
  • 2822 N Loop 1604 W Ste. 101, San Antonio, TX, 78248
  • Lends in Texas
  • Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122 and we provide residential mortgage solutions to a broad range of clients and customers. Our services include Conventional Mortgages, Jumbo and Non-conforming loans, VA and FHA loans, as well as a host of refinancing options.

  • Firstmark Credit Union
  • 2023 Gold Canyon Drive, San Antonio, TX, 78232
  • Lends in Texas
  • In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.

  • All About Texas Vet Loans
  • 211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232
  • Lends in Texas
  • We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.