FHA VS Conventional loan programs in 2026 for Cross-Mountain, Bexar County, Texas
In 2026, the limit for a conventional loan in Cross-Mountain, situated in Bexar county, TX, is $647,200. Meanwhile, the FHA cap for a single-family residence is $449,650.
Use the Lendersa® Conventional loan calculator to match today's top Conventional, FHA, and USDA rates. Discover the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you determine which program in TX best aligns with your financial circumstances.
2026 Loan Limits and Down Payment Needs in Cross-Mountain, Bexar, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$449,650
3.5%
This table of comparison is valid for zip codes: 78256
Conventional and FHA Loan Options in Cross-Mountain, TX
The aim of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan as quickly and smoothly as possible. Begin with one of three strategies to connect with matching lenders and loan programs.
15900 La Cantera, Suite 26235, San Antonio, TX, 78256
Lends in Texas
Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
Lends in Texas
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
Lends in Texas
H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
Lends in Texas
Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
Lends in Texas
South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.
2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
Lends in Texas
Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.
2915 W Bitters Road, Suite 102, San Antonio, TX, 78248
Lends in Texas
We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.
