FHA VS Conventional loan programs in 2026 for Scenic-Oaks, Bexar County, Texas
In the year 2026, the conventional loan limit in Scenic-Oaks, within the county of Bexar, TX, is set at $647,200, in contrast to the FHA limit, which stands at $449,650 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to weigh today's Conventional against FHA and USDA rates. Understand the requisite income, credit profile, reserves, and documents essential for qualification. Our sophisticated mortgage calculator allows side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program in TX for your specific financial scenario.
2026 Loan Limits and Down Payment Requirements in Scenic-Oaks, County of Bexar, TX
Type of Loan
Limit of Loan
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$449,650
3.5%
These comparison figures are relevant for zip codes: 78255
Conventional and FHA Loan Options Available in Scenic-Oaks, TX
The mission of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loan swiftly and effortlessly for you. Choose one among three initial steps that align lenders and loan programs to your needs.
15900 La Cantera, Suite 26235, San Antonio, TX, 78256
Lends in Texas
Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
Lends in Texas
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
Lends in Texas
H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
Lends in Texas
In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
Lends in Texas
Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
