FHA VS Conventional loan programs in Tyler, Smith County, Texas
As of 2025, the limit for Conventional loans in Tyler, within the county of Smith, TX, is $726,200. In contrast, the FHA limit for a single-family home stands at $472,030. These limits are critical for homebuyers and those considering refinancing their homes, offering a framework for budgeting and financial planning in real estate transactions.
Check out the Lendersa® Conventional loan calculator for an in-depth comparison of the best rates today for Conventional, FHA, and USDA loans. This tool assists in determining the required income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator puts Conforming Conventional loans side by side with USDA, FHA, and VA options, helping decision-makers like you choose the ideal program for your financial needs in TX.
2025 Loan Limits and Downpayment Requirements in Tyler, County of Smith, TX
Understanding these regulations is vital for anyone engaged in real estate, ensuring informed decisions are made. Whether buying, refinancing, or investing, knowing these limits can safeguard your financial well-being.
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the designated zip codes: 75709, 75702, 75703, 75701, 75710, 75712, 75713, 75798, 75799. It serves as an important resource for understanding different mortgage terms.
Exploring Conventional and FHA Loan Options in Tyler, TX
At Lendersa®, our mission is to ensure you secure the most suitable Conventional, USDA, or FHA loan swiftly and without unnecessary hassle. Choose one of these starting points to connect with matching lenders and tailored loan programs that meet your specific needs. These options are designed to fit a variety of financial situations, offering flexibility and support.
Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.
We always say it's our people that make us special
Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee
2855 Charlestown Road, Suite 300, New Albany, IN, 47150
At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.
3001 Charlestown Xing Way, Suite 3, New Albany, IN, 47150
We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.
At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.
Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.
850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.
Cardinal Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. An Atlanta, Georgia mortgage broker we understand that every borrower in Georgia is different, and we offer a variety of mortgage products to meet your individual home loan requirements.
