FHA VS Conventional loan programs in 2025 for Tyler, Smith County, Texas
As of 2025, the limit for Conventional loans in Tyler, within the county of Smith, TX, is $726,200. In contrast, the FHA limit for a single-family home stands at $472,030. These limits are critical for homebuyers and those considering refinancing their homes, offering a framework for budgeting and financial planning in real estate transactions.
Check out the Lendersa® Conventional loan calculator for an in-depth comparison of the best rates today for Conventional, FHA, and USDA loans. This tool assists in determining the required income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator puts Conforming Conventional loans side by side with USDA, FHA, and VA options, helping decision-makers like you choose the ideal program for your financial needs in TX.
2025 Loan Limits and Downpayment Requirements in Tyler, County of Smith, TX
Understanding these regulations is vital for anyone engaged in real estate, ensuring informed decisions are made. Whether buying, refinancing, or investing, knowing these limits can safeguard your financial well-being.
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the designated zip codes: 75709, 75702, 75703, 75701, 75710, 75712, 75713, 75798, 75799. It serves as an important resource for understanding different mortgage terms.
Exploring Conventional and FHA Loan Options in Tyler, TX
At Lendersa®, our mission is to ensure you secure the most suitable Conventional, USDA, or FHA loan swiftly and without unnecessary hassle. Choose one of these starting points to connect with matching lenders and tailored loan programs that meet your specific needs. These options are designed to fit a variety of financial situations, offering flexibility and support.
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505
The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
602 Center Street, Suite 107, Mount Airy, MD, 21771
Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction
Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).
Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.
12501 Prosperity Dr, Suite 430, Silver Spring, MD, 20904
Advanced Mortgage our Mission is to serve individuals and families with the utmost integrity. Advanced Mortgage. Financing a home is one of the biggest commitments you will ever make. Let Advanced Mortgage help guide you through the entire loan process, from application to closing and beyond. Advanced Mortgage LLC,
Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
8100 Professional Place, Suite 308, Hyattsville, MD, 20785
The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.
ABNB Federal Credit Union celebrating over 62 years of serving members. As a member owned financial institution, we’ve grown to over 78, 000 members, have over $780 million in assets, and are a regional financial institution serving members in Greater Hampton Roads and Northeastern North Carolina through the Outer Banks.
