FHA VS Conventional loan in Bullard, Smith County, Texas
In 2025, the conventional loan limit in Bullard, within Smith County, TX, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the best rates today among Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool presents Conforming Conventional loans, USDA, FHA, and VA side by side to help determine which program in TX best fits your financial situation.
2025 Loan Limits and Down Payment Needs in Bullard, Smith County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table comparison applies to these zip codes: 75757
Options for Conventional and FHA Loans in Bullard, TX
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan fast and without hassle. Choose one of three starting points that result in connecting with matching lenders and loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
130 Edinburgh South Drive, Suite 100, Cary, NC, 27511
Right By You Mortgage by Fidelity Bank is a full service mortgage lender with 56 convenient mortgage loan offices in North Carolina and Virginia. We take pride in our personalized service, competitive products, & easy process.
Whether you’re shopping for your very first home or your fourth, refinancing, or starting construction of your dream h
G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.
1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511
Eastern Funding Group is an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Eastern Funding Group is recognized as an industry leader, with a reputation for integrity, honesty, and consistency
107 Edinburgh South Drive, Suite 202, Cary, NC, 27511
Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
1143-C Executive Circle, Suite 103, Cary, NC, 27511
Best Mortgage Lending are seasoned veteran professionals providing competent advice, guidance and strategies to our customers. The most important ingredients you’ll find in working with us are: Honesty, Transparency and Fastness. We are independent mortgage professionals, licensed in the State of Florida and North Carolina with over 20+ years
At Miller Lending Group we are always on the lookout for lending partners that offer low interest rates AND an underwriting process that is as simple as possible. That means we offer our customers very competitive interest rates and a process that doesn't make you feel like you've been hit by a truck! When rates move down.
