FHA VS Conventional loan in Lindale, Smith County, Texas

In 2025, Convetional loan limit in Lindale, county of Smith, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lindale, county of Smith, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 75706, 75771

Conventional and FHA loan options in Lindale, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • 1st Look Mortgage, LLC
  • 11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
  • At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.
  • Securitas Mortgage
  • 913 Lily Creek Road, Suite 201, Louisville, KY, 40243
  • Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
  • Old Colonial Mortgage
  • 916 lily Creek Road, Suite 201, Louisville, KY, 40243
  • Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.
  • Fair Way Lending
  • 918 Lily Creek Road, Suite 202, Louisville, KY, 40243
  • "We are a mortgage lender dedicated to treating each and every client the “Fair Way”. ​ We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"
  • First Commonwealth Mortgage Corp
  • 12004 Shelbyville Road, Louisville, KY, 40243
  • Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.
  • Broker House Lending
  • 11400 Shelbyville Road, Louisville, KY, 40243
  • From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.
  • United Mortgage Lending Corp
  • 9850 Von Allmen Court, Suite 201, Louisville, KY, 40241
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • MILESTONE LENDING
  • 9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
  • Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.
  • Fairfax State Savings Bank
  • 409 Vanderbilt Street, Fairfax, IA, 52228
  • Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations
  • Rural Cooperatives Credit Union, Inc.
  • 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
  • The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
  • KIT Federal Credit Union
  • 9711 Linn Station Road, Louisville, KY, 40223
  • KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.