In 2026, the Conventional loan limit set in Watauga, part of Tarrant county, TX, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $531,300. These limits determine the maximum amount that can be borrowed within these programs under the specified terms and conditions.
Utilize the Lendersa® Conventional loan calculator to compare the most current rates for Conventional, FHA, and USDA loans side by side, and figure out the necessary income, credit status, reserves, and documents needed to qualify. With our state-of-the-art mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options, aiding in your decision-making on which program in TX will best suit your unique financial circumstances.
Explore and compare loan offers from as many as 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
This table pertains to the zip codes: 76148. Make sure to verify that your specific zip code is included if you are planning a loan request.
The primary objective of Lendersa® is to deliver the best available Conventional, USDA, or FHA loans swiftly and without any hassle. Choose from one of three options as your starting point to assist with matching lenders and loan programs effectively. Each pathway is designed to align with specific financial needs, ensuring you receive personalized and practical advice as you navigate your loan options.
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