Explore the differences! FHA VS Conventional loan programs in Haltom-City, Tarrant County, Texas

In 2026, the conventional loan limit in Haltom-City, within Tarrant county, TX, stands at $647,200. Meanwhile, the FHA limit for a single-family home is $450,800.

Use the Lendersa® Conventional loan calculator to explore the best rates today between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side for a better decision on the most suitable program in TX for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Haltom-City, Tarrant, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This table is applicable to zip codes: 76137

Available Conventional and FHA Loan Options in Haltom-City, TX

The objective of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths to pair with suitable lenders and loan programs.

Lendersa USDA loan request and matching outcomes


Haltom-City Lenders

  • Family 1st of Texas Federal Credit Union
  • 3501 Western Center Boulevard, Fort Worth, TX, 76137
  • Lends in Texas
  • Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.

  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • Lends in Texas
  • "Lending Edge Mortgage has built a reputation for excellence through customer service.

    Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.

    Our vision is to have the reputation of being “The Lender of Choice” from all our customers"

  • HT Lending Group, LLC
  • 1730 Rufe Snow Drive, Suite B, Keller, TX, 76248
  • Lends in Texas
  • At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.

  • Trademark Mortgage
  • 628 Stoneglen Drive, Keller, TX, 76248
  • Lends in Texas
  • Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.

  • The Dunmire Team
  • 8844 Laurel Ln, Keller, TX, 76248
  • Lends in Texas
  • The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.

  • EECU Credit Union
  • 1617 West Seventh Street, Fort Worth, TX, 76102
  • Lends in Texas
  • EECU Credit Union is one of North Texas’ largest locally owned financial institutions with a long history of serving the financial needs of individuals and businesses in Greater Fort Worth. Open to anyone who lives or works in Tarrant County and surrounding areas, EECU provides more than 250, 000 people with a full range of financial products.

  • CapTex Bank
  • 1301 W 7th St, Suite 201, Fort Worth, TX, 76102
  • Lends in Texas
  • CapTex Bank offers a variety of loans to help you achieve your goals whether it be buying a new home, opening a small business, or sending your child to the college of their dreams.

    Our knowledgeable loan representatives are here to assist you in deciding what loan best fits your needs in a friendly, non-intimidating environment

  • VA Loans with Ed
  • 1600 W 7th St, Suite 401, Fort Worth, TX, 76102
  • Lends in Texas
  • VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.

  • JH Moore Inc
  • 777 Main Street, Suite 654, Fort Worth, TX, 76102
  • Lends in Texas
  • JH Moore Inc, where we specialize in residential mortgages. At JH Moore Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.