Explore the differences! FHA VS Conventional loan programs in Wharton, Wharton County, Texas
For 2025, the limit for conventional loans in Wharton, within Wharton county of TX, is $726,200. In contrast, the FHA limit for a single-family property is $472,030.
Utilize the Lendersa® Conventional loan calculator for a comparative analysis of today's top rates for Conventional, FHA, and USDA loans. It assists in determining the necessary income, credit scores, reserve requirements, and documentation for qualification. With our state-of-the-art mortgage calculator, you can conveniently contrast Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in selecting the optimal program for your financial circumstances in TX.
2025 Loan Limits and Down Payment Requirements in Wharton, Wharton, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table pertains to the following zip codes: 77488
Explore Conventional and FHA Loan Options in Wharton, TX
The objective of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan with speed and ease, avoiding unnecessary complications. Start by choosing from three options that lead you to matched lenders and loan programs.
Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.
Eastern Indiana Federal Credit Union was originally chartered in 1950 as Chrysler Employees Federal Credit Union. The Credit Union was created to provide for the basic financial needs that would not have otherwise been met. For most people, our founding and its circumstances have been long forgotten.
Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.
The Haynes Community Federal Credit Union is a not-for-profit, cooperative financial institution. The purpose of the Credit Union is to promote thrift among members. We were established in 1948 for the employees of Union Carbide Stellite (now Haynes International) and their families. In 2006 we received our Community Charter and are open to anyone
Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members
City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit
Solidarity was started in 1954 by Delco Electronics employees pooling their funds together to help a co-worker purchase a car. They did this by placing a quarter a week in a cigar box until they had enough saved to buy the car. Thus, they started a not-for-profit cooperative called a "credit union.
Mortgage City, Inc. has been in business since 1999. In the last 10 years, we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state is a proud member of the Chamber of Commerce and Local Lenders Association of Kokomo.
