FHA VS Conventional loan in El-Campo, Wharton County, Texas

In 2025, the limit for conventional loans in El-Campo, within Wharton county of TX, stands at $647,200, whereas for a single-family home the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate today's most competitive rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and necessary documents for qualification. This sophisticated tool allows you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the best program in TX to suit your financial situation.

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2025 Loan Limits and Down Payment Requirements in El-Campo, Wharton County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant for zip codes: 77437

Discover Conventional and FHA Loan Options in El-Campo, TX

The mission of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and efficiently. Choose from three pathways for connecting with matching lenders and appropriate loan programs.

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  • Venture Estate Group
  • 401 West 48th Suite 2W, New York, NY, 10036
  • Where traditional lenders decline, we provide solutions. We offer specialized programs for real estate investors, including: No minimum FICO requirements Ground-up construction financing with no prior experience needed No-ratio loans (no income or DSCR) Financing for rural and non-conventional properties Up to 95% purchase and 100% rehab fu
  • Amerimax Capital LLC
  • 1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
  • Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
  • Shield Funding
  • 2 West 46th Street, New York, NY, 10036
  • Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
  • Gala Resources LLC
  • 1212 Avenue of the Americas, New York, NY, 10036
  • Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for Bank-foreclosed residential properties REOs Short Sales Multi-family buildings Real estate acquisition We are a direct hard money lender. We are not brokers. We do work with b
  • The First National Bank of Long Island
  • 232 Madison Ave, New York, NY, 10016
  • The First National Bank of Long Island, the sole subsidiary of The First of Long Island Corporation (NASDAQ:FLIC), is a local bank founded in 1927 in Glen Head, New York. Through its branch network branded as First National Bank LI, the Bank focuses on business and consumer needs on Long Island and in New York City. We offer a broad set of lending
  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
  • Saxon Spencer Capital
  • 57 W. 57th Street, Suite 300, New York, NY, 10019
  • Saxon Spencer Capital, founded in New York in 2016, is a nationwide private lending platform, affording unique insight to the investment community; combining old-fashioned values with a sophisticated modern approach in solving the multiple labyrinths of the financial markets today. Saxon Spencer Capital creates customized financial solutions.
  • Tower Fund Capital
  • 1325 6th Ave, New York, NY, 10019
  • Tower Fund Capital owns and operates private equity funds engaged in business of providing asset-based debt solutions for real estate industry. With 35 years of experience in real estate, banking, investments, acquisitions, financing, debt restructuring and workouts. We pride ourselves in finding a solution to any situation.
  • BorrowMoney
  • 512 Bayshore Drive, Suite 201, Fort Lauderdale, FL, 10019
  • We provide you with reputable lending institutions and financial information to break down how the borrowing will work so you can select the best option to fit your personal situation. Our Mission to provide resources, support, and comparative lenders for businesses, organizations and individuals at every stage of their financial journey.
  • H&E Telephone Federal Credit Union
  • 201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
  • H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
  • Affinity Realty Capital
  • 151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
  • The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing