FHA VS Conventional loan programs in Winnsboro, Wood County, Texas
In 2025, the maximum for a conventional loan in Winnsboro, part of Wood County, TX, is $726,200. In contrast, the FHA ceiling for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to consider Conforming Conventional, USDA, FHA, and VA loans side by side, supporting your decision on the best program in TX for your financial needs.
2025 Loan Limits and Down Payment Requirements in Winnsboro, Wood, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable for zip codes: 75494
Options for Conventional and FHA Loans in Winnsboro, TX
The goal of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan with minimal hassle. Choose one of three pathways to find matching lenders and loan offerings.
Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts
"Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."
When you go through the motions of buying a property, you want someone with experience by your side every step of the way. As a certified mortgage broker since 1994, we go the extra mile while helping clients buy or refinance their homes. We work diligently towards providing the real estate financing solutions our clients need.
We strive to offer superior lending products at competitive terms so we can offer the best possible mortgage experience. The mortgage environment has continued to change and we have integrated with the latest mortgage products to offer solutions to the lending process.Established in 1994.
Coweta Cities & County Employees Federal Credit Union
43 Jefferson Parkway, Newnan, GA, 30263
Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.
Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.
