Explore the differences! FHA VS Conventional loan programs in Mineola, Wood County, Texas

In 2026, the conventional loan limit for Mineola, which is situated in Wood county, TX, is $726,200. Meanwhile, the FHA limit applicable to a single-family home stands at $472,030.

The Lendersa® Conventional loan calculator helps you to compare today's best rates for Conventional, FHA, and USDA loans. You can determine the necessary income, credit rating, reserves, and required documents to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans together, assisting you in choosing the best program in TX for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Mineola, Wood, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 75773

Explore Conventional and FHA Loan Options in Mineola, TX

The aim of Lendersa® is to find you the optimal Conventional, USDA, or FHA loan promptly and effortlessly. Start by choosing one of the three options that connect you to matching lenders and appropriate loan programs.

Lendersa USDA loan request and matching outcome


  • GL&L Holdings, LLC
  • 14780 Memorial Dr, Suite 220, Houston, TX, 77079
  • GL&L Holdings, LLC, a hard money lender in Houston, is a one-stop transaction center for all types of real estate asset-based private loans and hard money loans.We can provide private loans to investors on all types of investment properties in Texas. We also pay off other lenders and allow our applicants to net additional capital after payoff.

  • Nobel Mortgage & Investments, LLC
  • 11111 Katy Fwy #425, Houston, TX, 77079
  • Noble Mortgage & Investments, LLC was founded by Darel I. Daik (Residential Mortgage Loan Originator, NMLS ID#316081) in 2003 to provide innovative, timely, and competitive financing for real estate opportunities. and also We are a direct private real estate lender of hard money & conventional capital for both residential & commercial properties in

  • American Federal Residential Mortgage
  • 407 W. Baker, Suite S, Baytown, TX, 77521
  • LET ONE OF OUR PROFESSIONAL MORTGAGE CONSULTANTS BUILD A MORTGAGE LOAN ESPECIALLY FOR YOU.

    NEW HOMES AND RESALE HOMES
    SECOND HOMES AND VACATION HOMES ETC..

    CALL OR COME BY OUR OFFICE FOR A FREE PRE -QUALIFICATION FOR A MORTGAGE LOAN BEFORE YOU SHOP FOR A NEW OR USED HOME. WE WILL FURNISH YOU WITH A PRE-APPROVAL LETTER AT NO CHARGE.

  • Sentinel Mortgage Corporation
  • 7232 Eastpoint Blvd, Baytown, TX, 77521
  • Sentinel Mortgage is a Texas company that prides itself on getting YOU the best deal. We also understand that clients and realtors expect clear communication and availability in order to navigate the ever-changing mortgage waters. So don't waste time with a Big Bank that will take 2 months to close you and charge you handsomely for the privilege

  • Tiana Ochoa Mortgages
  • 4614 East Freeway, Houston, TX, 77020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.

  • Houston Texas Fire Fighters Federal Credit Union
  • 4200 Kolb Street, Houston, TX, 77007
  • HTFFFCU is a full service financial institution located in Houston, Texas. We exclusively serve the Houston Fire Department and their families. This is the official HTFFFCU Facebook page where you are encouraged to participate and engage with the credit union and other fellow members.

    Ensure that all comments and posts are appropriate

  • Houston Police Credit Union
  • 1600 Memorial Drive, Houston, TX, 77007
  • Originally founded on October 21, 1937, towards the end of the Great Depression, Houston Police Credit Union was created by Houston police officers to establish a financial institution that was owned and operated by the local police force—a financial cooperative. Their mission was to provide reasonably-priced loans

  • Houston Highway Credit Union
  • 8120 Washington Avenue, Houston, TX, 77007
  • Houston Highway Credit Union was chartered by the state of Texas in December 1952 to serve the employees that worked in district 12 of the Texas Highway Department. At the time, this included about 2, 000 employees in Houston and the seven surrounding counties.

    Since that time, the number of employees and counties has decreased

  • Urban Lending
  • 5023 Washington Avenue, Houston, TX, 77007
  • Urban Living is a full-service real estate company specializing in inner-city lifestyle.We look forward to helping you find your new home by browsing our featured developments, our pre-owned properties, or use our home finder to search 35,000+ properties for sale in Houston.We are setting a new standard in the way real estate business is conducted.

  • Financial Capital Group
  • 112 W. 4th St, Houston, TX, 77007
  • Financial Capital Group is a privately owned residential and commercial real estate finance company based in Texas. We offer a wide range of real estate loan programs. Our goal is to provide the best real estate financial solutions in the constantly dynamic and evolving U.S. Mortgage Market.

  • Origin Bank
  • 1500 Sterlington Road, Monroe, LA, 71203
  • Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.

  • Home Mortgage Houston.com
  • 9219 Interstate 10 Frontage Rd, Houston, TX, 77024
  • We provide personalized and smart lending solutions throughout the state of Texas, specializing in new Home Loans, Mortgage Refinancing, Commercial Lending, Construction Loans and Reverse Mortgages. Home Mortgage Houston is a team of mortgage professionals with the resources and tools of a national lender.