In 2026, the conventional loan limit for Mineola, which is situated in Wood county, TX, is $726,200. Meanwhile, the FHA limit applicable to a single-family home stands at $472,030.
The Lendersa® Conventional loan calculator helps you to compare today's best rates for Conventional, FHA, and USDA loans. You can determine the necessary income, credit rating, reserves, and required documents to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans together, assisting you in choosing the best program in TX for your financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is relevant for zip codes: 75773
The aim of Lendersa® is to find you the optimal Conventional, USDA, or FHA loan promptly and effortlessly. Start by choosing one of the three options that connect you to matching lenders and appropriate loan programs.
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