FHA VS Conventional loan programs in Bluffdale, Salt Lake County, Utah

In 2025, Convetional loan limit in Bluffdale, county of Salt Lake, UT is $726,200 while FHA limit is $619,850 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in UT is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bluffdale, county of Salt Lake, UT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $418,600 0%
FHA $619,850 3.5%

The comparison table applies to zip codes: 84065

Conventional and FHA loan options in Bluffdale, UT

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Spinnaker Financial Inc.
  • 120 Dandelion Lane, Templeton, CA, 93465
  • At Spinnaker Financial, finding a mortgage designed just for you is precisely what we do. In fact, it’s all we do. Spinnaker Financial was founded in February 1993 by Tyson Hayward. With over 90 years combined experience between Kay Otis, Mary Swabb, and Tyson Hayward, the Spinnaker Financial team is knowledgeable
  • UVC Financial
  • 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070
  • The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
  • Coast Residential Funding, Inc.
  • 14415 Big Basin Way, Suite B, Saratoga, CA, 95070
  • John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • MB Capital Ventures
  • 2604B El Camino Real, Ste 156, Carlsbad, CA, 92008
  • MB Capital Ventures specializes in real estate and project finance. We focus on providing better terms for all types of real estate transactions and development projects. There is not an asset class or size we cannot touch. Most of our deals are between $1M and $10M. We have incredibly attractive financing programs for $25M+.
  • America One Mortgage Group
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • America One Mortgage Group, where we specialize in residential mortgages. At America One Mortgage Group, we will find a loan that fits each borrower. Unlike big Banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Keystone Financial Services LLC
  • 4308 Sea Bright Drive, Carlsbad, CA, 92008
  • Keystone Financial is your mortgage broker. If you're on the hunt for a home loan then you'll want to compare us to our competition. We offer a lending experience that creates confidence and trust. Our goal is simple if we win, you win! broker. If you're on the hunt for a home loan then you'll want to compare us to our competition.
  • The Kolesar Team
  • 5790 Fleet Street, Suite 130, Carlsbad, CA, 92008
  • The Kolesar Team is dedicated to offering the best service to our customers. We want to change the way you see a mortgage. More guidance, less stress – More transparency, less confusion – We are here to create a better mortgage experience. Our home loan programs will win your business; our service will earn your trust.Get a home loan in less t
  • MortgageOne, Inc.
  • 5860 Owens Ave, Suite 130, Carlsbad, CA, 92008
  • MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way