Explore the differences! FHA VS Conventional loan programs in Draper, Salt Lake County, Utah

For 2026, the conventional loan maximum in Draper, situated in the Salt Lake county of UT, is set at $726,200, while the FHA cap for a single-family home stands at $619,850.

With Lendersa® Conventional loan calculator, you can analyze today's top Conventional versus FHA and USDA rates. This tool also helps identify required income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator displays Conforming, USDA, FHA, and VA loans together, aiding in smart program selection in UT.

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Loan limits and down payments for 2026 in Draper, Salt Lake, UT

Loan Variety Maximum Loan Initial Deposit
Conventional Conforming $726,200 3%
USDA $418,600 0%
FHA $619,850 3.5%

This data applies to zip: 84020

Exploring Conventional and FHA loan selections in Draper, UT

Lendersa® is dedicated to swiftly securing you the optimal Conventional, USDA, or FHA loan with minimal hassle. Begin with any of the three procedures that efficiently match you with lenders and diverse loan programs.

USDA loan requests and results with Lendersa


Draper Lenders

  • Simply Home Mortgage
  • 11925 S. 700 E, Draper, UT, 84020
  • Lends in Utah
  • We are a mortgage broker focused on finding lending solutions to the unique needs of our clients. We are proud to be known as the company that people can trust in the home loan industry.
    We offer loan products from over a dozen lenders, which allows us to competitively shop for the best solutions in behalf our clients.

  • Bridget Morgan Mortgages with Altius Group
  • 11925 S 700 E, Draper, UT, 84020
  • Lends in Utah
  • Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.

  • Infinity Mortgage Company LLC
  • 12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
  • Lends in Utah
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Lifestyle Lending Inc
  • 13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
  • Lends in Utah
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • LendRight Mortgage
  • 1447 East Annie Lace Way, Draper, UT, 84020
  • Lends in Utah
  • At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.

  • Altius Mortgage
  • 11925 S 700 E, Draper, UT, 84020
  • Lends in Utah
  • Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.

  • Compass Lending Solutions
  • 12012 S 700 E, Draper, UT, 84020
  • Lends in Utah
  • Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.

  • Affinity Alliance Mortgage & Real Estate
  • 12095 S Milona Dr, Draper, UT, 84020
  • Lends in Utah
  • Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.

  • Diversified Financial Services, Inc
  • 11639 South 700 East, Suite 200, Draper, UT, 84020
  • Lends in Utah
  • Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.