Explore the differences! FHA VS Conventional loan programs in Cedar-City, Iron County, Utah
In 2026, the loan limit for a Conventional loan in Cedar-City, within Iron county, UT, is $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.
With the Lendersa® Conventional loan calculator, explore today’s best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage tool lets you view Conforming, USDA, FHA, and VA loans together to help decide the best option in UT for your financial needs.
Loan limits and down payment requirements for 2026 in Cedar-City, Iron, UT
Loan Type
Maximum Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table pertains to zip codes: 84720
Options for Conventional and FHA loans in Cedar-City, UT
Lendersa® aims to secure you the most suitable Conventional, USDA, or FHA loans swiftly and with ease. Choose one of three methods to find matching lenders and loan programs tailored for you.
Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
283 West Hilton Drive, Suite 3, Saint George, UT, 84770
Lends in Utah
Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
Lends in Utah
Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service
1086 South Main Street, Suite 102A, Saint George, UT, 84770
Lends in Utah
With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.
619 S Bluff Street, Tower 1, Suite 301, Saint George, UT, 84770
Lends in Utah
"Patriot Home Mortgage is a privately held, correspondent lender, headquartered in beautiful Southern Utah. We are experiencing phenomenal growth and it’s no secret that our success is owed to our employees and partners.
We are lending in 17 states with plans to expand nationally as a part of Belem Servicing LLC.
A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
