Explore the differences! FHA VS Conventional loan programs in Cedar-City, Iron County, Utah

In 2026, the loan limit for a Conventional loan in Cedar-City, within Iron county, UT, is $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.

With the Lendersa® Conventional loan calculator, explore today’s best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage tool lets you view Conforming, USDA, FHA, and VA loans together to help decide the best option in UT for your financial needs.

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Loan limits and down payment requirements for 2026 in Cedar-City, Iron, UT

Loan Type Maximum Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table pertains to zip codes: 84720

Options for Conventional and FHA loans in Cedar-City, UT

Lendersa® aims to secure you the most suitable Conventional, USDA, or FHA loans swiftly and with ease. Choose one of three methods to find matching lenders and loan programs tailored for you.

USDA loan request and results via Lendersa


  • Country Bank For Savings
  • 75 Main Street, Ware, MA, 01082
  • We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.

  • Wells River Savings Bank
  • 34 Main Street, Wells River, VT, 05081
  • Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.

  • Eastern Financial Services Inc
  • 49 Sherwood Terrace, Old Saybrook, CT, 06475
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Original Funding
  • 575 Underhill Blvd, Suite 216, Southold, NY, 11971
  • Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application

  • Athol Savings Bank
  • 388 Main Street, Athol, MA, 01331
  • Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.

  • Athol Credit Union
  • 513 Main St, Athol, MA, 01331
  • We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.

  • Passumpsic Savings Bank
  • 497 Railroad Street, Saint Johnsbury, VT, 05819
  • Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.

  • Northern Lights Credit Union
  • 1004 Memorial Drive, Saint Johnsbury, VT, 05819
  • Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.

  • Woodsville Guaranty Savings Bank
  • 63 Central Street, Woodsville, NH, 03785
  • Woodsville Guaranty Savings Bank is a locally owned and operated community bank, serving the people, businesses, and communities of northern New Hampshire and northeastern Vermont. The bank has nine North Country offices, located in the communities of Woodsville, Piermont, Lisbon, Littleton, Lancaster, Plymouth, and Franconia, New Hampshire.

  • GFA Federal Credit Union
  • 229 Parker St, Gardner, MA, 01440
  • GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.

  • Gateway Mortgage Services, LLC
  • 428 Boston Post Road, Waterford, CT, 06385
  • At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Par East Mortgage
  • 15 Toilsome Lane, East Hampton, NY, 11937
  • PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.