FHA VS Conventional loan programs in 2026 for Gunnison, Sanpete County, Utah

In 2026, the Conventional loan limit for Gunnison, located in Sanpete county, UT, is $726,200, whereas the FHA limit for a single-family home is $472,030. These limits are essential for assessing eligibility and planning your finances when seeking the appropriate loan type for home purchase.

Utilize the Lendersa® Conventional loan calculator to compare the most competitive rates of the day among Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documents needed for qualification. This advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, empowering you to choose the best program in UT for your financial circumstances.

Explore and compare loan offers available from 100 lenders

2026 Loan Limits and Downpayment Requirements in Gunnison, County of Sanpete, UT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This detailed comparison table applies to these zip codes: 84634, offering localized insights for informed decision-making.

Navigate Conventional and FHA Loan Options in Gunnison, UT

The primary goal of Lendersa® is to ensure that you secure the finest possible Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose one of three starting pathways to effectively connect with lenders and discover fitting loan programs.

View insightful USDA loan request results with Lendersa


Gunnison Lenders

  • Statewide Funding
  • 99 South Main St, Ephraim, UT, 84627
  • Lends in Utah
  • Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing

  • Utah Heritage Credit Union
  • 84 West Main Street, Moroni, UT, 84646
  • Lends in Utah
  • Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.

  • Town and Country Home Mortgage
  • 347 N Main St, Nephi, UT, 84648
  • Lends in Utah
  • Town and Country Home Mortgage We are a locally owned mortgage broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are t broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are the State's experts on the USDA Rural Guarantee.

  • Timberline Mortgage, Inc
  • 716 South Cove View Rd, Richfield, UT, 84701
  • Lends in Utah
  • Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.

  • Eastern Utah Community Credit Union
  • 675 E 100 N, Price, UT, 84501
  • Lends in Utah
  • Eastern Utah Community Credit Union we take the credit union philosophy of "People Helping People" to heart. Come in today and let our experienced staff show you what makes us different from other financial institutions. Apply for membership today at Credit Union we take the credit union.

  • First National Mortgage
  • 397 North Main Street, Spanish Fork, UT, 84660
  • Lends in Utah
  • First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Remarkable Home Loans
  • 62 E 800 N, Suite 202, Spanish Fork, UT, 84660
  • Lends in Utah
  • Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Utah Community Credit Union
  • PO Box 1900, Provo, UT, 84603
  • Lends in Utah
  • Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.

  • Nebo Credit Union
  • 730 East 300 South, Springville, UT, 84663
  • Lends in Utah
  • Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,